Banks | United Community Bank
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United Community Bank


ACH Number: 65401107

United Community Bank is an FDIC insured institution headquartered at 4626 Highway 1, Raceland, LA 70394.
It was founded in 1964 and has approximately $1 billion in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - June 17, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.55% $10,000 Compare
18 Mo CD
0.55% $100,000 Compare
24 Mo CD
0.60% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.70% $10,000 Compare
36 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19143
Date Established 1964
Assets $ 681.19 million
Loans $ 494.62 million
Deposits $ 559.73 million
Capital $ 98.39 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 93.58 million
Interest-bearing balances $ 79.17 million
Total securities $ 44.44 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 494.62 million
Loan loss allowance $ 16.38 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 3.09 million
Goodwill and other intangibles N.A.
All other assets $ 21.19 million
     Total Assets $ 582.79 million

LIABILITIES
Total deposits $ 559.73 million
      Interest-bearing deposits $ 406.77 million
      Deposits held in domestic offices $ 559.73 million
      % insured (estimated)" 74.03%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 6.40 million
Subordinated debt N.A.
All other liabilities $ 6.04 millionn
      Total Liabilities $ 582.79 million
      Shareholders’ Equity $ 98.39 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 41.24 million
Total Interest Expense $ 8.16 million
Net interest income $ 33.07 million
Provision for loan and lease losses N.A.
Total non interest income $ 3.26 million
Total non interest expense $ 24.20 million
Pre-tax Net Operating Income $ 5.82 million

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