Cedar Rapids Bank and Trust Company is an FDIC insured institution headquartered at
500 1st Ave Ne, Cedar Rapids, IA 52401.
It was founded in
2001 and has approximately $3 billion in assets. Customers can open an account at one of its 9 branches.
Real Savings, Real Fast -$1200 average monthly savings
Over 130 Billion Funded. 23 Years in Business
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 57244
Date Established
2001
Assets
$ 2.87 billion
Loans
$ 1,962.59 million
Deposits
$ 1,983.60 million
Capital
$ 469.37 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 87.65 million
Interest-bearing balances
$ 75.96 million
Total securities
$ 353.69 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,962.59 million
Loan loss allowance
$ 26.28 million
Trading account assets
$ 83.86 million
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 15.37 million
All other assets
$ 86.94 million
Total Assets
$ 2.40 billion
LIABILITIES
Total deposits
$ 1,983.60 million
Interest-bearing deposits
$ 1,722.62 million
Deposits held in domestic offices
$ 1,983.60 million
% insured (estimated)"
65.85%
Federal funds purchased and repurchase agreements
$ 75.35 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 58.63 millionn
Total Liabilities
$ 2.40 billion
Shareholders’ Equity
$ 469.37 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 135.00 million
Total Interest Expense
$ 52.58 million
Net interest income
$ 82.42 million
Provision for loan and lease losses
$ 3.28 million
Total non interest income
$ 69.77 million
Total non interest expense
$ 61.28 million
Pre-tax Net Operating Income
$ 29.46 million
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