Banks | Cedar Valley Bank & Trust
Language

Cedar Valley Bank & Trust


Cedar Valley Bank & Trust is an FDIC insured institution headquartered at 321 Main St, La Porte City, IA 50651.
It was founded in 1906 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.16% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.32% $10,000 Compare
12 Mo CD
0.39% $100,000 Compare
18 Mo CD
0.41% $10,000 Compare
18 Mo CD
0.49% $100,000 Compare
Special: 24 Mo CD
1.09% $5,000 Compare
24 Mo CD
0.55% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.90% $10,000 Compare
36 Mo CD
1.00% $100,000 Compare
48 Mo CD
1.15% $10,000 Compare
48 Mo CD
1.25% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.03% $10,000 Compare
Money Market
0.07% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14694
Date Established 1906
Assets $ 120.14 million
Loans $ 111.22 million
Deposits $ 97.70 million
Capital $ 9.73 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 1.92 million
Interest-bearing balances $ 1.07 million
Total securities $ 4.22 million
Federal funds sold and reverse repurchase $ 0.10 million
Net loans and leases $ 111.22 million
Loan loss allowance $ 0.74 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.07 million
Goodwill and other intangibles N.A.
All other assets $ 1.41 million
     Total Assets $ 110.40 million

LIABILITIES
Total deposits $ 97.70 million
      Interest-bearing deposits $ 76.67 million
      Deposits held in domestic offices $ 97.70 million
      % insured (estimated)" 52.49%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 3.00 million
Subordinated debt N.A.
All other liabilities $ 0.12 millionn
      Total Liabilities $ 110.40 million
      Shareholders’ Equity $ 9.73 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 6.39 million
Total Interest Expense $ 2.05 million
Net interest income $ 4.34 million
Provision for loan and lease losses $ 0.15 million
Total non interest income $ 0.11 million
Total non interest expense $ 3.28 million
Pre-tax Net Operating Income $ 0.70 million

Customer Reviews for Cedar Valley Bank & Trust

There are currently no comments for Cedar Valley Bank & Trust. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: Columbus, OH

Cedar Valley Bank & Trust Locations

Other Banks to Consider