Cedar Valley Bank & Trust is an FDIC insured institution headquartered at
321 Main St, La Porte City, IA 50651.
It was founded in
1906 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 14694
Date Established
1906
Assets
$ 121.37 million
Loans
$ 112.23 million
Deposits
$ 109.32 million
Capital
$ 10.81 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 2.20 million
Interest-bearing balances
$ 1.47 million
Total securities
$ 4.21 million
Federal funds sold and reverse repurchase
$ 0.23 million
Net loans and leases
$ 112.23 million
Loan loss allowance
$ 0.83 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 1.41 million
Total Assets
$ 110.56 million
LIABILITIES
Total deposits
$ 109.32 million
Interest-bearing deposits
$ 88.70 million
Deposits held in domestic offices
$ 109.32 million
% insured (estimated)"
51.08%
Federal funds purchased and repurchase agreements
$ 0.95 million
Trading liabilities
N.A.
Other borrowed funds
$ 3.00 million
Subordinated debt
N.A.
All other liabilities
$ 0.12 millionn
Total Liabilities
$ 110.56 million
Shareholders’ Equity
$ 10.81 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 6.82 million
Total Interest Expense
$ 1.92 million
Net interest income
$ 4.89 million
Provision for loan and lease losses
$ 0.19 million
Total non interest income
$ 0.13 million
Total non interest expense
$ 3.47 million
Pre-tax Net Operating Income
$ 0.70 million
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