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Cedar Valley Bank & Trust


Cedar Valley Bank & Trust is an FDIC insured institution headquartered at 321 Main St, La Porte City, IA 50651.
It was founded in 1906 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES APY MIN
Savings
0.03% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.16% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.32% $10,000 Compare
12 Mo CD
0.39% $100,000 Compare
18 Mo CD
0.41% $10,000 Compare
18 Mo CD
0.49% $100,000 Compare
Special: 24 Mo CD
1.09% $5,000 Compare
24 Mo CD
0.55% $10,000 Compare
24 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.90% $10,000 Compare
36 Mo CD
1.00% $100,000 Compare
48 Mo CD
1.15% $10,000 Compare
48 Mo CD
1.25% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.03% $10,000 Compare
Money Market
0.07% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14694
Date Established 1906
Assets $ 120.15 million
Loans $ 110.99 million
Deposits $ 91.49 million
Capital $ 10.70 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.04 million
Interest-bearing balances $ 1.19 million
Total securities $ 4.25 million
Federal funds sold and reverse repurchase $ 0.15 million
Net loans and leases $ 110.99 million
Loan loss allowance $ 0.80 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.08 million
Goodwill and other intangibles N.A.
All other assets $ 1.41 million
     Total Assets $ 109.45 million

LIABILITIES
Total deposits $ 91.49 million
      Interest-bearing deposits $ 70.52 million
      Deposits held in domestic offices $ 91.49 million
      % insured (estimated)" 51.99%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 3.00 million
Subordinated debt N.A.
All other liabilities $ 0.12 millionn
      Total Liabilities $ 109.45 million
      Shareholders’ Equity $ 10.70 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 5.07 million
Total Interest Expense $ 1.48 million
Net interest income $ 3.60 million
Provision for loan and lease losses $ 0.12 million
Total non interest income $ 0.09 million
Total non interest expense $ 2.44 million
Pre-tax Net Operating Income $ 0.70 million

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