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Our records indicate that this bank has been acquired by The Central Trust Bank.
CENTRAL BANK OF ST. LOUIS is an FDIC insured institution headquartered at
7707 Forsyth Boulevard, Clayton, MO 63105.
It was founded in
1902 and has approximately $2 billion in assets. Customers can open an account at one of its 16 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.02% | $250 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.01% | $1,000 | Compare |
|
12 Mo CD
|
0.01% | $1,000 | Compare |
|
Special: 13 Mo CD
|
0.25% | $1,000 | Compare |
|
18 Mo CD
|
0.01% | $1,000 | Compare |
|
Special: 23 Mo CD
|
0.50% | $1,000 | Compare |
|
24 Mo CD
|
0.05% | $1,000 | Compare |
|
30 Mo CD
|
0.05% | $1,000 | Compare |
|
36 Mo CD
|
0.05% | $1,000 | Compare |
|
Special: 37 Mo CD
|
0.60% | $1,000 | Compare |
|
Special: 47 Mo CD
|
0.75% | $1,000 | Compare |
|
48 Mo CD
|
0.10% | $1,000 | Compare |
|
60 Mo CD
|
0.40% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.02% | $10,000 | Compare |
|
Money Market
|
0.04% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.02% | $1,000 |
| Fund home improvements, debt consolidation, major expenses, & more | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-06-24 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-24 |
Home Equity Loans & Refinance – Cash out | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-06-24 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-24 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
District Lending NMLS ID: 598623 / Updated 2026-06-24 |
No Lender Fees | $0 |
| Cash in with a HELOC | $0 |
| 5.970% |
$1,868
Fees & Points
$7,699 Total
1.000 Pts ($3,200) $4,499 Fees |
Saxton Mortgage NMLS ID: 1717191 |
5.995% |
$1,893
Fees & Points
$4,271 Total
0.930 Pts ($2,976) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.064% |
$1,893
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
| 6.093% |
$1,919
Fees & Points
$3,305 Total
1.000 Pts ($3,200) $105 Fees |
| 6.105% |
$1,917
Fees & Points
$4,061 Total
0.941 Pts ($3,011) $1,050 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.105% |
$1,919
Fees & Points
$3,759 Total
0.750 Pts ($2,400) $1,359 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.263% |
$1,919
Fees & Points
$9,082 Total
0.713 Pts ($2,282) $6,800 Fees |
Northpointe Bank NMLS ID: 447490 |
6.360% |
$1,971
Fees & Points
$3,718 Total
0.726 Pts ($2,323) $1,395 Fees |
Simply PMG NMLS ID: 133739 |
6.363% |
$1,971
Fees & Points
$3,836 Total
0.794 Pts ($2,541) $1,295 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.367% |
$1,971
Fees & Points
$4,076 Total
0.765 Pts ($2,448) $1,628 Fees |
Loansteady NMLS ID: 1701910 |
6.377% |
$1,971
Fees & Points
$4,295 Total
0.875 Pts ($2,800) $1,495 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.436% |
$1,997
Fees & Points
$2,045 Total
0.639 Pts ($2,045) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.439% |
$1,997
Fees & Points
$2,147 Total
0.671 Pts ($2,147) $0 Fees |
West Capital Lending NMLS ID: 1566096 |
6.493% |
$1,997
Fees & Points
$3,973 Total
0.837 Pts ($2,678) $1,295 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.506% |
$1,997
Fees & Points
$4,395 Total
0.750 Pts ($2,400) $1,995 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 4534 |
| Date Established | 1902 |
| Assets | $ 2.49 billion |
| Loans | $ 1,722.04 million |
| Deposits | $ 1,771.13 million |
| Capital | $ 253.84 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 267.99 million |
| Interest-bearing balances | $ 252.60 million |
| Total securities | $ 316.88 million |
| Federal funds sold and reverse repurchase | $ 5.68 million |
| Net loans and leases | $ 1,722.04 million |
| Loan loss allowance | $ 25.89 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.40 million |
| Goodwill and other intangibles | $ 43.35 million |
| All other assets | $ 53.44 million |
| Total Assets | $ 2.19 billion |
| LIABILITIES | |
| Total deposits | $ 1,771.13 million |
| Interest-bearing deposits | $ 1,142.82 million |
| Deposits held in domestic offices | $ 1,771.13 million |
| % insured (estimated)" | 68.86% |
| Federal funds purchased and repurchase agreements | $ 281.80 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 75.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 64.94 millionn |
| Total Liabilities | $ 2.19 billion |
| Shareholders’ Equity | $ 299.84 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 56.08 million |
| Total Interest Expense | $ 2.26 million |
| Net interest income | $ 53.82 million |
| Provision for loan and lease losses | $ 0.82 million |
| Total non interest income | $ 28.03 million |
| Total non interest expense | $ 43.75 million |
| Pre-tax Net Operating Income | $ 37.28 million |
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