Century Bank of Georgia
Our records indicate that this bank has been acquired by Southern States Bank.
ACH Number: 61120495
Century Bank of Georgia is an FDIC insured institution headquartered at
215 E Main St, Cartersville, GA 30120.
It was founded in
2000 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
It was founded in 2000 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
Deposit Rates - January 26, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
1.01% | $200 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
0.95% | $1,000 | Compare |
|
6 Mo CD
|
1.01% | $1,000 | Compare |
|
8 Mo CD
|
5.01% | $1,000 | Compare |
|
12 Mo CD
|
3.72% | $1,000 | Compare |
|
14 Mo CD
|
4.75% | $1,000 | Compare |
|
24 Mo CD
|
2.40% | $1,000 | Compare |
|
36 Mo CD
|
2.52% | $1,000 | Compare |
|
48 Mo CD
|
2.58% | $1,000 | Compare |
|
60 Mo CD
|
3.06% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.91% | $0 | Compare |
|
Money Market
|
1.31% | $25,000 | Compare |
|
Money Market
|
2.50% | $250,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.26% | $50 |
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NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
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$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 35236 |
| Date Established | 2000 |
| Assets | $ 355.63 million |
| Loans | $ 131.05 million |
| Deposits | $ 296.82 million |
| Capital | $ 24.42 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 96.16 million |
| Interest-bearing balances | $ 90.34 million |
| Total securities | $ 109.61 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 131.05 million |
| Loan loss allowance | $ 1.62 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 12.87 million |
| Total Assets | $ 329.58 million |
| LIABILITIES | |
| Total deposits | $ 296.82 million |
| Interest-bearing deposits | $ 189.91 million |
| Deposits held in domestic offices | $ 296.82 million |
| % insured (estimated)" | 69.36% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 1.47 millionn |
| Total Liabilities | $ 329.58 million |
| Shareholders’ Equity | $ 26.05 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 7.71 million |
| Total Interest Expense | $ 2.81 million |
| Net interest income | $ 4.90 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 0.80 million |
| Total non interest expense | $ 3.06 million |
| Pre-tax Net Operating Income | $ 2.12 million |
Customer Reviews for Century Bank of Georgia
Branches
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Century Bank of Georgia Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.1.01%4.49x (National Avg. - 0.23%)$200-SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 505 354 2 50,505 510 357 3 51,015 515 361 4 51,530 520 364 5 52,051 526 368 6 52,577 531 372 7 53,108 536 375 8 53,644 542 379 9 54,186 547 383 10 54,733 553 387 11 55,286 558 391 12 55,844 564 395 13 56,408 570 399 14 56,978 575 403 15 57,553 581 407 16 58,135 587 411 17 58,722 593 415 18 59,315 599 419 19 59,914 605 424 20 60,519 611 428 TOTAL $11,130 $7,791 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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