CBL State Savings Bank is an FDIC insured institution headquartered at
229 Trade St, Greer, SC 29651.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.08% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.20% $100,000
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Special: 9 Mo CD
0.85% $1,000
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12 Mo CD
0.60% $10,000
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12 Mo CD
0.60% $100,000
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18 Mo CD
0.70% $10,000
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18 Mo CD
0.70% $100,000
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24 Mo CD
0.80% $10,000
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24 Mo CD
0.80% $100,000
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30 Mo CD
0.85% $10,000
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30 Mo CD
0.85% $100,000
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36 Mo CD
0.90% $10,000
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36 Mo CD
0.90% $100,000
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60 Mo CD
1.00% $10,000
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60 Mo CD
1.00% $100,000
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MM RATES
APY
MIN
Money Market
0.12% $2,500
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Money Market
0.12% $10,000
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Money Market
0.12% $25,000
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Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 31900
Date Established
1907
Assets
$ 188.01 million
Loans
$ 115.68 million
Deposits
$ 122.49 million
Capital
$ 29.09 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 16.14 million
Interest-bearing balances
$ 15.17 million
Total securities
$ 41.30 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 115.68 million
Loan loss allowance
$ 1.09 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 10.40 million
Total Assets $ 158.92 million
LIABILITIES
Total deposits
$ 122.49 million
Interest-bearing deposits
$ 122.49 million
Deposits held in domestic offices
$ 122.49 million
% insured (estimated)" 85.68%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 5.89 millionn
Total Liabilities $ 158.92 million
Shareholders’ Equity $ 29.09 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 8.84 million
Total Interest Expense
$ 5.53 million
Net interest income
$ 3.31 million
Provision for loan and lease losses
$ 0.03 million
Total non interest income
$ 0.17 million
Total non interest expense
$ 3.80 million
Pre-tax Net Operating Income
$ 0.60 million
Customer Reviews for CBL State Savings Bank
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