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City National Bank of Florida

For information concerning Total Bank, a division of City National Bank of Florida online bank, please click here .

ACH Number: 66004367

City National Bank of Florida is an FDIC insured institution headquartered at 25 W Flagler St, Miami, FL 33130.
It was founded in 1970 and has approximately $28 billion in assets. Customers can open an account at one of its 26 branches.

Deposit Rates - July 14, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.23% $10,000 Compare
6 Mo CD
0.23% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.25% $100,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.40% $100,000 Compare
30 Mo CD
0.45% $10,000 Compare
30 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.55% $10,000 Compare
48 Mo CD
0.55% $100,000 Compare
60 Mo CD
0.60% $10,000 Compare
60 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.02% $2,500 Compare
Money Market
0.02% $10,000 Compare
Money Market
0.02% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.02% $1
Int Ckg
0.02% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20234
Date Established 1970
Assets $ 28.05 billion
Loans $ 19.64 billion
Deposits $ 21.94 billion
Capital $ 2.91 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 747.80 million
Interest-bearing balances $ 627.80 million
Total securities $ 6.26 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 19.64 billion
Loan loss allowance $ 220.36 million
Trading account assets $ 69.69 million
Bank premises and fixed assets N.A.
Other real estate owned $ 12.47 million
Goodwill and other intangibles $ 68.55 million
All other assets $ 1,071.24 million
     Total Assets $ 25.14 billion

LIABILITIES
Total deposits $ 21.94 billion
      Interest-bearing deposits $ 17.05 billion
      Deposits held in domestic offices $ 21.94 billion
      % insured (estimated)" 51.97%
Federal funds purchased and repurchase agreements $ 44.27 million
Trading liabilities $ 44.52 million
Other borrowed funds $ 1,685.79 million
Subordinated debt N.A.
All other liabilities $ 158.62 millionn
      Total Liabilities $ 25.14 billion
      Shareholders’ Equity $ 2.91 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 1,377.79 million
Total Interest Expense $ 678.43 million
Net interest income $ 699.36 million
Provision for loan and lease losses $ 47.47 million
Total non interest income $ 120.92 million
Total non interest expense $ 413.31 million
Pre-tax Net Operating Income $ 182.52 million

Customer Reviews for City National Bank of Florida (1)

Rated 3.00 stars out of 5 - based on 1 reviews

  • June 13, 2023 |

    5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means I cannot do that). Ended up being somewhat helpful. I will try to keep the account.

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