41201635
Civista Bank is an FDIC insured institution headquartered at
100 E Water St, Sandusky, OH 44870.
Deposit Rates -
August 27, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.20% $100,000
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Special: 9 Mo CD
0.80% $500
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12 Mo CD
0.30% $10,000
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12 Mo CD
0.30% $100,000
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Special: 18 Mo CD
0.85% $500
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18 Mo CD
0.85% $10,000
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18 Mo CD
0.90% $100,000
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24 Mo CD
0.45% $10,000
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24 Mo CD
0.45% $100,000
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30 Mo CD
0.50% $10,000
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30 Mo CD
0.50% $100,000
Compare
36 Mo CD
0.55% $10,000
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36 Mo CD
0.55% $100,000
Compare
48 Mo CD
0.75% $10,000
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48 Mo CD
0.75% $100,000
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60 Mo CD
0.85% $10,000
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60 Mo CD
0.85% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.05% $2,500
Compare
Money Market
0.05% $10,000
Compare
Money Market
0.05% $25,000
Compare
FIXED IRA RATES
APY
MIN
Special: 9 Mo FIRA
0.80% $500
Special: 18 Mo FIRA
0.85% $500
INT CHECKING RATES
APY
MIN
Int Ckg
0.03% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 12982
Date Established
1884
Assets
$ 4.33 billion
Loans
$ 3.24 billion
Deposits
$ 3.49 billion
Capital
$ 617.07 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 74.73 million
Interest-bearing balances
$ 37.87 million
Total securities
$ 680.42 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 3.24 billion
Loan loss allowance
$ 42.02 million
Trading account assets
$ 3.49 million
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 143.54 million
All other assets
$ 110.95 million
Total Assets $ 3.71 billion
LIABILITIES
Total deposits
$ 3.49 billion
Interest-bearing deposits
$ 2.76 billion
Deposits held in domestic offices
$ 3.49 billion
% insured (estimated)" 81.73%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
$ 5.67 million
Other borrowed funds
$ 75.00 million
Subordinated debt
N.A.
All other liabilities
$ 75.62 millionn
Total Liabilities $ 3.71 billion
Shareholders’ Equity $ 617.07 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 222.57 million
Total Interest Expense
$ 77.77 million
Net interest income
$ 144.80 million
Provision for loan and lease losses
$ 3.38 million
Total non interest income
$ 32.21 million
Total non interest expense
$ 112.42 million
Pre-tax Net Operating Income
$ 22.05 million
Customer Reviews for Civista Bank
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