Other Banks to Consider
- USAA Federal Savings Bank
- Western Alliance Bank
- BNC National Bank
- Goldwater Bank, N.A.
- Gateway Commercial Bank
- Mission Bank
- Scottsdale Community Bank
- Zenith Bank & Trust
- Gainey Business Bank
- West Valley National Bank
Civista Bank is an FDIC insured institution headquartered at
100 E Water St, Sandusky, OH 44870.
It was founded in
1884 and has approximately $4 billion in assets. Customers can open an account at one of its 27 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.20% | $10,000 | Compare |
|
6 Mo CD
|
0.20% | $100,000 | Compare |
|
Special: 9 Mo CD
|
0.80% | $500 | Compare |
|
12 Mo CD
|
0.30% | $10,000 | Compare |
|
12 Mo CD
|
0.30% | $100,000 | Compare |
|
Special: 18 Mo CD
|
0.85% | $500 | Compare |
|
18 Mo CD
|
0.85% | $10,000 | Compare |
|
18 Mo CD
|
0.90% | $100,000 | Compare |
|
24 Mo CD
|
0.45% | $10,000 | Compare |
|
24 Mo CD
|
0.45% | $100,000 | Compare |
|
30 Mo CD
|
0.50% | $10,000 | Compare |
|
30 Mo CD
|
0.50% | $100,000 | Compare |
|
36 Mo CD
|
0.55% | $10,000 | Compare |
|
36 Mo CD
|
0.55% | $100,000 | Compare |
|
48 Mo CD
|
0.75% | $10,000 | Compare |
|
48 Mo CD
|
0.75% | $100,000 | Compare |
|
60 Mo CD
|
0.85% | $10,000 | Compare |
|
60 Mo CD
|
0.85% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 9 Mo FIRA
|
0.80% | $500 |
|
Special: 18 Mo FIRA
|
0.85% | $500 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.03% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.817 %
After Intro:6.817 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-29 |
Unlock Your Home's Potential | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-29 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-05-29 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-29 |
Home Equity Loans & Refinance – Cash out | $0 |
| Cash in with a HELOC | $0 |
| 5.890% |
$1,868
Fees & Points
$4,899 Total
0.875 Pts ($2,800) $2,099 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.053% |
$1,893
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
| 6.081% |
$1,919
Fees & Points
$2,905 Total
0.875 Pts ($2,800) $105 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.094% |
$1,919
Fees & Points
$3,359 Total
0.625 Pts ($2,000) $1,359 Fees |
| 6.214% |
$1,945
Fees & Points
$3,130 Total
0.650 Pts ($2,080) $1,050 Fees |
Valley West Mortgage NMLS ID: 65506 |
6.239% |
$1,945
Fees & Points
$3,975 Total
0.875 Pts ($2,800) $1,175 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.256% |
$1,945
Fees & Points
$4,582 Total
0.923 Pts ($2,954) $1,628 Fees |
Barrett Financial NMLS ID: 181106 |
6.262% |
$1,945
Fees & Points
$4,689 Total
0.592 Pts ($1,894) $2,795 Fees |
Loansteady NMLS ID: 1701910 |
6.262% |
$1,945
Fees & Points
$4,695 Total
1.000 Pts ($3,200) $1,495 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.265% |
$1,919
Fees & Points
$9,149 Total
0.734 Pts ($2,349) $6,800 Fees |
| 6.318% |
$1,971
Fees & Points
$2,314 Total
0.723 Pts ($2,314) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.320% |
$1,971
Fees & Points
$2,374 Total
0.742 Pts ($2,374) $0 Fees |
Simply PMG NMLS ID: 133739 |
6.348% |
$1,971
Fees & Points
$3,333 Total
0.637 Pts ($2,038) $1,295 Fees |
| 6.352% |
$1,971
Fees & Points
$3,687 Total
0.766 Pts ($2,451) $1,236 Fees |
Northpointe Bank NMLS ID: 447490 |
6.367% |
$1,971
Fees & Points
$3,965 Total
0.803 Pts ($2,570) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.403% |
$1,971
Fees & Points
$5,195 Total
1.000 Pts ($3,200) $1,995 Fees |
loanDepot NMLS ID: 174457 |
6.644% |
$2,023
Fees & Points
$4,812 Total
0.974 Pts ($3,117) $1,695 Fees |
SoFi NMLS ID: 696891 |
6.738% |
$2,049
Fees & Points
$3,735 Total
0.700 Pts ($2,240) $1,495 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 12982 |
| Date Established | 1884 |
| Assets | $ 4.33 billion |
| Loans | $ 3.24 billion |
| Deposits | $ 3.49 billion |
| Capital | $ 617.07 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 74.73 million |
| Interest-bearing balances | $ 37.87 million |
| Total securities | $ 680.42 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 3.24 billion |
| Loan loss allowance | $ 42.02 million |
| Trading account assets | $ 3.49 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 143.54 million |
| All other assets | $ 110.95 million |
| Total Assets | $ 3.71 billion |
| LIABILITIES | |
| Total deposits | $ 3.49 billion |
| Interest-bearing deposits | $ 2.76 billion |
| Deposits held in domestic offices | $ 3.49 billion |
| % insured (estimated)" | 81.73% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 5.67 million |
| Other borrowed funds | $ 75.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 75.62 millionn |
| Total Liabilities | $ 3.71 billion |
| Shareholders’ Equity | $ 617.07 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 222.57 million |
| Total Interest Expense | $ 77.77 million |
| Net interest income | $ 144.80 million |
| Provision for loan and lease losses | $ 3.38 million |
| Total non interest income | $ 32.21 million |
| Total non interest expense | $ 112.42 million |
| Pre-tax Net Operating Income | $ 22.05 million |
Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ
There are currently no comments for Civista Bank. Be the first to share your experience. Please provide comments that will help others.