Climate First Bank is an FDIC insured institution headquartered at
182 37th Ave N, Saint Petersburg, FL 33704.
It was founded in
2021 and has approximately $1 billion in assets. Customers can open an account at one of its 0 branches.
Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 59257
Date Established
2021
Assets
$ 1,386.73 million
Loans
$ 1,170.11 million
Deposits
$ 1,197.74 million
Capital
$ 120.74 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 170.50 million
Interest-bearing balances
$ 169.95 million
Total securities
$ 3.56 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,170.11 million
Loan loss allowance
$ 12.32 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 1.05 million
All other assets
$ 3.59 million
Total Assets
$ 1,265.99 million
LIABILITIES
Total deposits
$ 1,197.74 million
Interest-bearing deposits
$ 1,108.16 million
Deposits held in domestic offices
$ 1,197.74 million
% insured (estimated)"
64.04%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.89 millionn
Total Liabilities
$ 1,265.99 million
Shareholders’ Equity
$ 120.74 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 58.87 million
Total Interest Expense
$ 29.72 million
Net interest income
$ 29.15 million
Provision for loan and lease losses
$ 4.97 million
Total non interest income
$ 3.61 million
Total non interest expense
$ 18.18 million
Pre-tax Net Operating Income
N.A.
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