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Commerce Bank of Kansas City, Missouri is an FDIC insured institution headquartered at
1000 Walnut St, Kansas City, MO 64106.
It was founded in
1984 and has approximately $33 billion in assets. Customers can open an account at one of its 196 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.01% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
6 Mo CD
|
0.05% | $100,000 | Compare |
|
Special: 11 Mo CD
|
0.55% | $25,000 | Compare |
|
Special: 11 Mo CD
|
0.65% | $50,000 | Compare |
|
Special: 11 Mo CD
|
0.75% | $100,000 | Compare |
|
12 Mo CD
|
0.10% | $10,000 | Compare |
|
12 Mo CD
|
0.10% | $100,000 | Compare |
|
18 Mo CD
|
0.10% | $10,000 | Compare |
|
Special: 18 Mo CD
|
0.70% | $25,000 | Compare |
|
Special: 18 Mo CD
|
0.80% | $50,000 | Compare |
|
Special: 18 Mo CD
|
0.60% | $50,000 | Compare |
|
18 Mo CD
|
0.10% | $100,000 | Compare |
|
24 Mo CD
|
0.15% | $10,000 | Compare |
|
24 Mo CD
|
0.15% | $100,000 | Compare |
|
30 Mo CD
|
0.15% | $10,000 | Compare |
|
30 Mo CD
|
0.15% | $100,000 | Compare |
|
30 Mo CD
|
0.30% | $100,000 | Compare |
|
36 Mo CD
|
0.20% | $10,000 | Compare |
|
36 Mo CD
|
0.20% | $100,000 | Compare |
|
48 Mo CD
|
0.25% | $10,000 | Compare |
|
48 Mo CD
|
0.25% | $100,000 | Compare |
|
60 Mo CD
|
0.30% | $10,000 | Compare |
|
60 Mo CD
|
0.30% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.01% | $2,500 | Compare |
|
Money Market
|
0.01% | $10,000 | Compare |
|
Money Market
|
0.03% | $25,000 | Compare |
|
Money Market
|
0.01% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $1 |
|
Int Ckg
|
0.01% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2026-08-05 |
Intro APR: 5.750 %
After Intro:5.750 % |
$0 |
|
Intro APR: 6.540 %
After Intro:6.540 % Intro Period: 6 months |
$5,000 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.819 %
After Intro:6.819 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
District Lending NMLS ID: 598623 / Updated 2026-06-23 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-08-07 |
Unlock Your Home's Potential | $0 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-08-07 |
Use Home Equity to get cash you need | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-08-07 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
District Lending NMLS ID: 598623 / Updated 2026-08-07 |
Work with a human | $0 |
| The leader for homeowners tapping cash from their homes since 2016. | $0 |
Optimum First Mortgage NMLS ID: 240415 |
6.276% |
$1,945
Fees & Points
$5,160 Total
0.989 Pts ($3,165) $1,995 Fees |
| 6.338% |
$1,945
Fees & Points
$7,299 Total
0.875 Pts ($2,800) $4,499 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.420% |
$1,971
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
Barrett Financial NMLS ID: 181106 |
6.427% |
$1,971
Fees & Points
$5,995 Total
1.000 Pts ($3,200) $2,795 Fees |
iheartloan Inc. NMLS ID: 2562839 |
6.453% |
$1,971
Fees & Points
$6,881 Total
0.500 Pts ($1,600) $5,281 Fees |
| 6.453% |
$1,997
Fees & Points
$2,717 Total
0.521 Pts ($1,667) $1,050 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.498% |
$1,997
Fees & Points
$4,249 Total
0.819 Pts ($2,621) $1,628 Fees |
Northpointe Bank NMLS ID: 447490 |
6.498% |
$1,997
Fees & Points
$4,131 Total
0.855 Pts ($2,736) $1,395 Fees |
| 6.505% |
$1,997
Fees & Points
$4,370 Total
0.875 Pts ($2,800) $1,570 Fees |
Simply PMG NMLS ID: 133739 |
6.506% |
$1,997
Fees & Points
$4,399 Total
0.970 Pts ($3,104) $1,295 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.529% |
$1,971
Fees & Points
$9,482 Total
0.838 Pts ($2,682) $6,800 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.596% |
$2,023
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
| 6.598% |
$2,023
Fees & Points
$3,518 Total
0.713 Pts ($2,282) $1,236 Fees |
Farmers Bank of Kansas City NMLS ID: 613839 |
6.601% |
$2,021
Fees & Points
$3,697 Total
0.907 Pts ($2,902) $795 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.631% |
$2,023
Fees & Points
$4,384 Total
0.903 Pts ($2,890) $1,494 Fees |
Loansteady NMLS ID: 1701910 |
6.670% |
$2,049
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 24998 |
| Date Established | 1984 |
| Assets | $ 32.72 billion |
| Loans | $ 17.60 billion |
| Deposits | $ 25.94 billion |
| Capital | $ 3.28 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 3.56 billion |
| Interest-bearing balances | $ 2.75 billion |
| Total securities | $ 9.14 billion |
| Federal funds sold and reverse repurchase | $ 850.00 million |
| Net loans and leases | $ 17.60 billion |
| Loan loss allowance | $ 179.47 million |
| Trading account assets | $ 40.48 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.84 million |
| Goodwill and other intangibles | $ 159.85 million |
| All other assets | $ 897.52 million |
| Total Assets | $ 29.44 billion |
| LIABILITIES | |
| Total deposits | $ 25.94 billion |
| Interest-bearing deposits | $ 17.43 billion |
| Deposits held in domestic offices | $ 25.94 billion |
| % insured (estimated)" | 61.85% |
| Federal funds purchased and repurchase agreements | $ 2.99 billion |
| Trading liabilities | $ 13.14 million |
| Other borrowed funds | $ 51.77 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 340.67 millionn |
| Total Liabilities | $ 29.44 billion |
| Shareholders’ Equity | $ 3.28 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,472.37 million |
| Total Interest Expense | $ 373.86 million |
| Net interest income | $ 1,098.52 million |
| Provision for loan and lease losses | $ 56.14 million |
| Total non interest income | $ 637.96 million |
| Total non interest expense | $ 949.64 million |
| Pre-tax Net Operating Income | $ 289.41 million |
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