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Commerce Bank of Kansas City, Missouri is an FDIC insured institution headquartered at
1000 Walnut St, Kansas City, MO 64106.
It was founded in
1984 and has approximately $33 billion in assets. Customers can open an account at one of its 196 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.01% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
6 Mo CD
|
0.05% | $100,000 | Compare |
|
Special: 11 Mo CD
|
0.55% | $25,000 | Compare |
|
Special: 11 Mo CD
|
0.65% | $50,000 | Compare |
|
Special: 11 Mo CD
|
0.75% | $100,000 | Compare |
|
12 Mo CD
|
0.10% | $10,000 | Compare |
|
12 Mo CD
|
0.10% | $100,000 | Compare |
|
18 Mo CD
|
0.10% | $10,000 | Compare |
|
Special: 18 Mo CD
|
0.70% | $25,000 | Compare |
|
Special: 18 Mo CD
|
0.80% | $50,000 | Compare |
|
Special: 18 Mo CD
|
0.60% | $50,000 | Compare |
|
18 Mo CD
|
0.10% | $100,000 | Compare |
|
24 Mo CD
|
0.15% | $10,000 | Compare |
|
24 Mo CD
|
0.15% | $100,000 | Compare |
|
30 Mo CD
|
0.15% | $10,000 | Compare |
|
30 Mo CD
|
0.15% | $100,000 | Compare |
|
30 Mo CD
|
0.30% | $100,000 | Compare |
|
36 Mo CD
|
0.20% | $10,000 | Compare |
|
36 Mo CD
|
0.20% | $100,000 | Compare |
|
48 Mo CD
|
0.25% | $10,000 | Compare |
|
48 Mo CD
|
0.25% | $100,000 | Compare |
|
60 Mo CD
|
0.30% | $10,000 | Compare |
|
60 Mo CD
|
0.30% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.01% | $2,500 | Compare |
|
Money Market
|
0.01% | $10,000 | Compare |
|
Money Market
|
0.03% | $25,000 | Compare |
|
Money Market
|
0.01% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $1 |
|
Int Ckg
|
0.01% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2026-04-09 |
Intro APR: 6.125 %
After Intro:6.125 % |
$0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-07-08 |
Unlock Your Home's Potential | $0 |
District Lending NMLS ID: 598623 / Updated 2026-07-08 |
Work with a human | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-08 |
Use Home Equity to get cash you need | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-08 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-07-08 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
| Cash in with a HELOC | $0 |
| 6.200% |
$1,919
Fees & Points
$6,899 Total
0.750 Pts ($2,400) $4,499 Fees |
Saxton Mortgage NMLS ID: 1717191 |
6.248% |
$1,945
Fees & Points
$4,313 Total
0.943 Pts ($3,018) $1,295 Fees |
| 6.344% |
$1,971
Fees & Points
$3,293 Total
0.701 Pts ($2,243) $1,050 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.345% |
$1,971
Fees & Points
$3,359 Total
0.625 Pts ($2,000) $1,359 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.366% |
$1,971
Fees & Points
$3,921 Total
0.602 Pts ($1,926) $1,995 Fees |
Simply PMG NMLS ID: 133739 |
6.379% |
$1,971
Fees & Points
$4,367 Total
0.960 Pts ($3,072) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.385% |
$1,971
Fees & Points
$4,714 Total
0.375 Pts ($1,200) $3,515 Fees |
Loansteady NMLS ID: 1701910 |
6.388% |
$1,971
Fees & Points
$4,695 Total
1.000 Pts ($3,200) $1,495 Fees |
Barrett Financial NMLS ID: 181106 |
6.391% |
$1,971
Fees & Points
$4,795 Total
0.625 Pts ($2,000) $2,795 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.456% |
$1,997
Fees & Points
$2,720 Total
0.850 Pts ($2,720) $0 Fees |
| 6.462% |
$1,997
Fees & Points
$2,938 Total
0.918 Pts ($2,938) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.466% |
$1,997
Fees & Points
$3,050 Total
0.953 Pts ($3,050) $0 Fees |
| 6.469% |
$1,997
Fees & Points
$3,170 Total
0.500 Pts ($1,600) $1,570 Fees |
| 6.477% |
$1,997
Fees & Points
$3,681 Total
0.764 Pts ($2,445) $1,236 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.477% |
$1,997
Fees & Points
$3,539 Total
0.597 Pts ($1,910) $1,629 Fees |
Northpointe Bank NMLS ID: 447490 |
6.486% |
$1,997
Fees & Points
$3,725 Total
0.728 Pts ($2,330) $1,395 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.488% |
$1,997
Fees & Points
$3,795 Total
0.719 Pts ($2,301) $1,494 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.490% |
$1,971
Fees & Points
$8,163 Total
0.426 Pts ($1,363) $6,800 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 24998 |
| Date Established | 1984 |
| Assets | $ 32.72 billion |
| Loans | $ 17.60 billion |
| Deposits | $ 25.94 billion |
| Capital | $ 3.28 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 3.56 billion |
| Interest-bearing balances | $ 2.75 billion |
| Total securities | $ 9.14 billion |
| Federal funds sold and reverse repurchase | $ 850.00 million |
| Net loans and leases | $ 17.60 billion |
| Loan loss allowance | $ 179.47 million |
| Trading account assets | $ 40.48 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.84 million |
| Goodwill and other intangibles | $ 159.85 million |
| All other assets | $ 897.52 million |
| Total Assets | $ 29.44 billion |
| LIABILITIES | |
| Total deposits | $ 25.94 billion |
| Interest-bearing deposits | $ 17.43 billion |
| Deposits held in domestic offices | $ 25.94 billion |
| % insured (estimated)" | 61.85% |
| Federal funds purchased and repurchase agreements | $ 2.99 billion |
| Trading liabilities | $ 13.14 million |
| Other borrowed funds | $ 51.77 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 340.67 millionn |
| Total Liabilities | $ 29.44 billion |
| Shareholders’ Equity | $ 3.28 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,472.37 million |
| Total Interest Expense | $ 373.86 million |
| Net interest income | $ 1,098.52 million |
| Provision for loan and lease losses | $ 56.14 million |
| Total non interest income | $ 637.96 million |
| Total non interest expense | $ 949.64 million |
| Pre-tax Net Operating Income | $ 289.41 million |
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