Banks | LifeSteps Bank & Trust

LifeSteps Bank & Trust


LifeSteps Bank & Trust is an FDIC insured institution headquartered at 202 Powell St N, Union Springs, AL 36089.
It was founded in 1990 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - May 4, 2024

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.25% $100,000 Compare
24 Mo CD
0.35% $10,000 Compare
24 Mo CD
0.35% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32968
Date Established 1990
Assets $ 49.25 million
Loans $ 16.46 million
Deposits $ 48.99 million
Capital $ 0.00 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 11.36 million
Interest-bearing balances $ 9.49 million
Total securities $ 20.50 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 16.46 million
Loan loss allowance $ 0.93 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.06 million
Goodwill and other intangibles N.A.
All other assets $ 0.62 million
     Total Assets $ 49.25 million

LIABILITIES
Total deposits $ 48.99 million
      Interest-bearing deposits $ 39.42 million
      Deposits held in domestic offices $ 48.99 million
      % insured (estimated) 85.20%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.05 millionn
      Total Liabilities $ 49.25 million
      Shareholders’ Equity $ 0.00 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 2.17 million
Total Interest Expense $ 0.28 million
Net interest income $ 1.89 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.41 million
Total non interest expense $ 2.26 million
Pre-tax Net Operating Income N.A.

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