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Community Bank and Trust - West Georgia


Community Bank and Trust - West Georgia is an FDIC insured institution headquartered at 201 Broad St, Lagrange, GA 30240.
It was founded in 1984 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - August 04, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25796
Date Established 1984
Assets $ 236.09 million
Loans $ 178.97 million
Deposits $ 201.01 million
Capital $ 12.67 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 30.43 million
Interest-bearing balances $ 28.78 million
Total securities $ 11.25 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 178.97 million
Loan loss allowance $ 7.38 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.33 million
     Total Assets $ 223.43 million

LIABILITIES
Total deposits $ 201.01 million
      Interest-bearing deposits $ 170.62 million
      Deposits held in domestic offices $ 201.01 million
      % insured (estimated)" 89.46%
Federal funds purchased and repurchase agreements $ 20.00 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.13 millionn
      Total Liabilities $ 223.43 million
      Shareholders’ Equity $ 12.67 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.96 million
Total Interest Expense $ 1.48 million
Net interest income $ 2.47 million
Provision for loan and lease losses $ 1.02 million
Total non interest income $ 2.52 million
Total non interest expense $ 3.96 million
Pre-tax Net Operating Income N.A.

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