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Community Bank and Trust - West Georgia


Community Bank and Trust - West Georgia is an FDIC insured institution headquartered at 201 Broad St, Lagrange, GA 30240.
It was founded in 1984 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - March 21, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.50% $10,000 Compare
60 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 25796
Date Established 1984
Assets $ 278.19 million
Loans $ 172.29 million
Deposits $ 256.86 million
Capital $ 17.44 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 40.63 million
Interest-bearing balances $ 38.80 million
Total securities $ 22.26 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 172.29 million
Loan loss allowance $ 5.31 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 10.27 million
Goodwill and other intangibles $ 9.46 million
All other assets $ 2.33 million
     Total Assets $ 260.75 million

LIABILITIES
Total deposits $ 256.86 million
      Interest-bearing deposits $ 225.01 million
      Deposits held in domestic offices $ 256.86 million
      % insured (estimated)" 91.03%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.13 millionn
      Total Liabilities $ 260.75 million
      Shareholders’ Equity $ 17.44 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 12.80 million
Total Interest Expense $ 5.65 million
Net interest income $ 7.15 million
Provision for loan and lease losses $ 4.23 million
Total non interest income $ 17.73 million
Total non interest expense $ 15.05 million
Pre-tax Net Operating Income N.A.

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