ConnectOne Bank
ConnectOne Bank ACH Number: 021213944
ConnectOne Bank is an FDIC insured institution headquartered at
301 Sylvan Ave, Englewood Cliffs, NJ 7632.
It was founded in
2005 and has approximately $9 billion in
assets. Customers can open an account at one of its 23 branches.
Deposit Rates - March 24, 2023
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.90% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
13 Mo CD
|
4.50% | $500 | Compare |
|
23 Mo CD
|
3.60% | $500 | Compare |
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Overview 2023
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57919 |
| Date Established | 2005 |
| Assets | $ 8.84 billion |
| Loans | $ 7.82 billion |
| Deposits | $ 7.42 billion |
| Capital | $ 1,149.22 million |
Summary Balance Sheet
| ASSETS | |
| Cash & Balances due from depository institutions | $ 333.84 million |
| Interest-bearing balances | $ 274.99 million |
| Total securities | $ 635.23 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 7.82 billion |
| Loan loss allowance | $ 91.72 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.26 million |
| Goodwill and other intangibles | $ 216.09 million |
| All other assets | $ 411.75 million |
| Total Assets | $ 8.32 billion |
| LIABILITIES | |
| Total deposits | $ 7.42 billion |
| Interest-bearing deposits | $ 5.63 billion |
| Deposits held in domestic offices | $ 7.42 billion |
| % insured (estimated) | 48.07% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 876.80 million |
| Subordinated debt | $ 32.25 million |
| All other liabilities | $ 49.76 millionn |
| Total Liabilities | $ 8.32 billion |
| Shareholders’ Equity | $ 512.54 million |
Summary Income Statement
| INCOME AND EXPENSES | |
| Total Interest Income | $ 261.28 million |
| Total Interest Expense | $ 31.88 million |
| Net interest income | $ 229.39 million |
| Provision for loan and lease losses | $ 14.45 million |
| Total non interest income | $ 11.17 million |
| Total non interest expense | $ 92.95 million |
| Pre-tax Net Operating Income | $ 91.62 million |
Customer Reviews for ConnectOne Bank (7)
Rated 2.43 stars out of 5 - based on 7 reviews
Branches
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ConnectOne Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1ONLINE CDBank-$50,00013 Month4.50%N.A.$500-SCENARIO
Year Rate
4.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,250 1,575 2 52,250 2,351 1,646 3 54,601 2,457 1,720 4 57,058 2,568 1,797 5 59,626 2,683 1,878 6 62,309 2,804 1,963 7 65,113 2,930 2,051 8 68,043 3,062 2,143 9 71,105 3,200 2,240 10 74,305 3,344 2,341 11 77,648 3,494 2,446 12 81,143 3,651 2,556 13 84,794 3,816 2,671 14 88,610 3,987 2,791 15 92,597 4,167 2,917 16 96,764 4,354 3,048 17 101,119 4,550 3,185 18 105,669 4,755 3,329 19 110,424 4,969 3,478 20 115,393 5,193 3,635 TOTAL $70,586 $49,410 - 2LOCAL CDOnline Bank-$50,00060 Month4.10%5.06x (National Avg. - 0.81%)$2,500-SCENARIO
Year Rate
4.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,050 1,435 2 52,050 2,134 1,494 3 54,184 2,222 1,555 4 56,406 2,313 1,619 5 58,718 2,407 1,685 6 61,126 2,506 1,754 7 63,632 2,609 1,826 8 66,241 2,716 1,901 9 68,957 2,827 1,979 10 71,784 2,943 2,060 11 74,727 3,064 2,145 12 77,791 3,189 2,233 13 80,980 3,320 2,324 14 84,300 3,456 2,419 15 87,757 3,598 2,519 16 91,355 3,746 2,622 17 95,100 3,899 2,729 18 98,999 4,059 2,841 19 103,058 4,225 2,958 20 107,284 4,399 3,079 TOTAL $61,682 $43,178 - 3LOCAL CDOnline Bank-$50,00024 Month4.30%7.76x (National Avg. - 0.55%)$2,500-SCENARIO
Year Rate
4.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,150 1,505 2 52,150 2,242 1,570 3 54,392 2,339 1,637 4 56,731 2,439 1,708 5 59,171 2,544 1,781 6 61,715 2,654 1,858 7 64,369 2,768 1,938 8 67,137 2,887 2,021 9 70,024 3,011 2,108 10 73,035 3,140 2,198 11 76,175 3,276 2,293 12 79,451 3,416 2,391 13 82,867 3,563 2,494 14 86,430 3,717 2,602 15 90,147 3,876 2,713 16 94,023 4,043 2,830 17 98,066 4,217 2,952 18 102,283 4,398 3,079 19 106,681 4,587 3,211 20 111,268 4,785 3,349 TOTAL $66,053 $46,237 - 4LOCAL CDOnline Bank-$50,00012 Month4.50%10.25x (National Avg. - 0.44%)$2,500-SCENARIO
Year Rate
4.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,250 1,575 2 52,250 2,351 1,646 3 54,601 2,457 1,720 4 57,058 2,568 1,797 5 59,626 2,683 1,878 6 62,309 2,804 1,963 7 65,113 2,930 2,051 8 68,043 3,062 2,143 9 71,105 3,200 2,240 10 74,305 3,344 2,341 11 77,648 3,494 2,446 12 81,143 3,651 2,556 13 84,794 3,816 2,671 14 88,610 3,987 2,791 15 92,597 4,167 2,917 16 96,764 4,354 3,048 17 101,119 4,550 3,185 18 105,669 4,755 3,329 19 110,424 4,969 3,478 20 115,393 5,193 3,635 TOTAL $70,586 $49,410
Tomlensen
April 12, 2022 |
Opened account at the branch and discovered that I was only getting 0.20% and three months passed before I figured it out. Be careful with this one.
LeonardC
January 21, 2022 |
Rejected, called to ask why and was accepted. Has been fine since.
Cherie H
October 21, 2021 |
I was made to feel unimportant when I called with a question about transfers because of the small size of my money market account that I opened a couple of months ago.
Piers
October 13, 2021 |
I applied and was rejected. I had not known it was possible to be rejected for a savings account and I hope they didn't screw with my perfect credit. I will stay at Ally and earn 0.10% less.
Kassie
August 24, 2021 |
I went through the application and never heard back. I called after two weeks and they told me hat I was rejected for an account. Seems like a neat scheme to separate people from their personal information. Oh, and I live in New Jersey (4 miles from a branch).
DebbyZ
July 7, 2021 |
glad to have found this one.
ABZie01
June 16, 2021 |
One of the best online accounts that I have ever had. I really hope the rate holds at 0.65%!