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ConnectOne Bank


ACH Number: 021213944

ConnectOne Bank is an FDIC insured institution headquartered at 301 Sylvan Ave, Englewood Cliffs, NJ 07632.
It was founded in 2005 and has approximately $14 billion in assets. Customers can open an account at one of its 23 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
SAV
3.25% $2,500 Compare
SAV
3.35% $250,000 Compare
CD RATES APY MIN
6 Mo CD
3.80% $500 Compare
11 Mo CD
3.45% $500 Compare
12 Mo CD
0.25% $500 Compare
18 Mo CD
3.60% $500 Compare
24 Mo CD
0.50% $500 Compare
36 Mo CD
0.50% $500 Compare
48 Mo CD
0.50% $500 Compare
60 Mo CD
0.50% $500 Compare
MM RATES APY MIN
Money Market
2.10% $25,000 Compare
INT CHECKING RATES APY MIN
INTCK
2.65% $0




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57919
Date Established 2005
Assets $ 14.01 billion
Loans $ 11.15 billion
Deposits $ 11.43 billion
Capital $ 1,680.59 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 542.58 million
Interest-bearing balances $ 445.59 million
Total securities $ 1,263.92 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 11.15 billion
Loan loss allowance $ 156.50 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 278.73 million
All other assets $ 411.75 million
     Total Assets $ 12.33 billion

LIABILITIES
Total deposits $ 11.43 billion
      Interest-bearing deposits $ 8.86 billion
      Deposits held in domestic offices $ 11.43 billion
      % insured (estimated)" 56.64%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 876.80 million
Subordinated debt N.A.
All other liabilities $ 49.76 millionn
      Total Liabilities $ 12.33 billion
      Shareholders’ Equity $ 1,680.59 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 458.53 million
Total Interest Expense $ 201.30 million
Net interest income $ 257.23 million
Provision for loan and lease losses $ 44.70 million
Total non interest income $ 26.49 million
Total non interest expense $ 171.41 million
Pre-tax Net Operating Income $ 91.62 million

Customer Reviews for ConnectOne Bank (7)

Rated 2.43 stars out of 5 - based on 7 reviews

  • April 12, 2022 |

    Opened account at the branch and discovered that I was only getting 0.20% and three months passed before I figured it out. Be careful with this one.

  • January 21, 2022 |

    Rejected, called to ask why and was accepted. Has been fine since.

  • October 21, 2021 |

    I was made to feel unimportant when I called with a question about transfers because of the small size of my money market account that I opened a couple of months ago.

  • October 13, 2021 |

    I applied and was rejected. I had not known it was possible to be rejected for a savings account and I hope they didn't screw with my perfect credit. I will stay at Ally and earn 0.10% less.

  • August 24, 2021 |

    I went through the application and never heard back. I called after two weeks and they told me hat I was rejected for an account. Seems like a neat scheme to separate people from their personal information. Oh, and I live in New Jersey (4 miles from a branch).

  • July 7, 2021 |

    glad to have found this one.

  • June 16, 2021 |

    One of the best online accounts that I have ever had. I really hope the rate holds at 0.65%!

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