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Country Bank for Savings


ACH Number: 211870980

Country Bank for Savings is an FDIC insured institution headquartered at 155 West St, Ware, MA 01082.
It was founded in 1850 and has approximately $2 billion in assets. Customers can open an account at one of its 16 branches.

Deposit Rates - August 11, 2026

SAVINGS RATES APY MIN
SAV
0.10% $10 Compare
CD RATES APY MIN
3 Mo CD
0.10% $500 Compare
6 Mo CD
0.10% $500 Compare
9 Mo CD
0.10% $500 Compare
10 Mo CD
0.25% $500 Compare
12 Mo CD
0.50% $500 Compare
15 Mo CD
0.50% $500 Compare
24 Mo CD
0.75% $500 Compare
36 Mo CD
1.00% $500 Compare
48 Mo CD
1.00% $500 Compare
60 Mo CD
3.04% $500 Compare
MM RATES APY MIN
Money Market
0.35% $100,000 Compare
Money Market
3.04% $2,000,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23992
Date Established 1850
Assets $ 2.20 billion
Loans $ 1,707.74 million
Deposits $ 1,667.92 million
Capital $ 310.89 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 98.30 million
Interest-bearing balances $ 82.03 million
Total securities $ 336.01 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,707.74 million
Loan loss allowance $ 17.04 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.03 million
Goodwill and other intangibles $ 1.44 million
All other assets $ 27.23 million
     Total Assets $ 1,891.56 million

LIABILITIES
Total deposits $ 1,667.92 million
      Interest-bearing deposits $ 1,304.38 million
      Deposits held in domestic offices $ 1,667.92 million
      % insured (estimated)" 75.51%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 50.00 million
Subordinated debt N.A.
All other liabilities $ 14.02 millionn
      Total Liabilities $ 1,891.56 million
      Shareholders’ Equity $ 310.89 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 104.26 million
Total Interest Expense $ 39.00 million
Net interest income $ 65.26 million
Provision for loan and lease losses $ 2.24 million
Total non interest income $ 7.70 million
Total non interest expense $ 54.04 million
Pre-tax Net Operating Income $ 7.60 million

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