Decorah Bank & Trust Company


Decorah Bank & Trust Company is an FDIC insured institution headquartered at 202 E Water St, Decorah, IA 52101.
It was founded in 1935 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - July 30, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
Special: 11 Mo CD
1.50% $1,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.20% $10,000 Compare
24 Mo CD
0.20% $100,000 Compare
36 Mo CD
0.20% $10,000 Compare
36 Mo CD
0.20% $100,000 Compare
48 Mo CD
0.30% $10,000 Compare
48 Mo CD
0.30% $100,000 Compare
60 Mo CD
0.45% $10,000 Compare
60 Mo CD
0.45% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
0.20% $1
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15200
Date Established 1935
Assets $ 729.82 million
Loans $ 528.64 million
Deposits $ 630.88 million
Capital $ 74.51 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 17.67 million
Interest-bearing balances $ 10.13 million
Total securities $ 150.54 million
Federal funds sold and reverse repurchase $ 0.09 million
Net loans and leases $ 528.64 million
Loan loss allowance $ 8.15 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 7.88 million
All other assets $ 15.61 million
     Total Assets $ 655.30 million

LIABILITIES
Total deposits $ 630.88 million
      Interest-bearing deposits $ 518.71 million
      Deposits held in domestic offices $ 630.88 million
      % insured (estimated)" 76.76%
Federal funds purchased and repurchase agreements $ 1.60 million
Trading liabilities N.A.
Other borrowed funds $ 6.84 million
Subordinated debt N.A.
All other liabilities $ 3.34 millionn
      Total Liabilities $ 655.30 million
      Shareholders’ Equity $ 74.51 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 9.47 million
Total Interest Expense $ 3.46 million
Net interest income $ 6.00 million
Provision for loan and lease losses N.A.
Total non interest income $ 1.41 million
Total non interest expense $ 5.06 million
Pre-tax Net Operating Income $ 4.07 million

Customer Reviews for Decorah Bank & Trust Company

There are currently no comments for Decorah Bank & Trust Company. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →



Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY

Decorah Bank & Trust Company Locations