Elkton Bank & Trust Company is an FDIC insured institution headquartered at
30 Public Sq, Elkton, KY 42220.
It was founded in
1866 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 12162
Date Established
1866
Assets
$ 193.04 million
Loans
$ 85.30 million
Deposits
$ 162.60 million
Capital
$ 23.18 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 32.43 million
Interest-bearing balances
$ 28.16 million
Total securities
$ 66.94 million
Federal funds sold and reverse repurchase
$ 2.82 million
Net loans and leases
$ 85.30 million
Loan loss allowance
$ 0.82 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 3.12 million
Total Assets
$ 169.86 million
LIABILITIES
Total deposits
$ 162.60 million
Interest-bearing deposits
$ 118.90 million
Deposits held in domestic offices
$ 162.60 million
% insured (estimated)"
70.96%
Federal funds purchased and repurchase agreements
$ 4.10 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 1.89 millionn
Total Liabilities
$ 169.86 million
Shareholders’ Equity
$ 23.18 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 8.97 million
Total Interest Expense
$ 2.54 million
Net interest income
$ 6.43 million
Provision for loan and lease losses
$ 0.09 million
Total non interest income
$ 0.94 million
Total non interest expense
$ 4.50 million
Pre-tax Net Operating Income
$ 0.99 million
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Branches
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