Enterprise Bank and Trust Company is an FDIC insured institution headquartered at
222 Merrimack St, Lowell, MA 01852.
It was founded in
1989 and has approximately $5 billion in assets. Customers can open an account at one of its 0 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 27408
Date Established
1989
Assets
$ 4.90 billion
Loans
$ 4.01 billion
Deposits
$ 4.37 billion
Capital
$ 440.72 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 123.64 million
Interest-bearing balances
$ 58.56 million
Total securities
$ 590.27 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 4.01 billion
Loan loss allowance
$ 61.61 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 5.66 million
All other assets
$ 135.70 million
Total Assets
$ 4.51 billion
LIABILITIES
Total deposits
$ 4.37 billion
Interest-bearing deposits
$ 3.08 billion
Deposits held in domestic offices
$ 4.37 billion
% insured (estimated)"
67.53%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.95 million
Subordinated debt
N.A.
All other liabilities
$ 52.26 millionn
Total Liabilities
$ 4.51 billion
Shareholders’ Equity
$ 387.75 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 121.10 million
Total Interest Expense
$ 39.98 million
Net interest income
$ 81.12 million
Provision for loan and lease losses
$ 1.40 million
Total non interest income
$ 10.87 million
Total non interest expense
$ 85.82 million
Pre-tax Net Operating Income
$ 25.21 million
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