Banks | Evans Bank, National Association
Language

Evans Bank, National Association

Our records indicate that this bank has been acquired by NBT Bank, National Association.


Evans Bank, National Association is an FDIC insured institution headquartered at 8599 Erie Rd, Angola, NY 14006.
It was founded in 1920 and has approximately $2 billion in assets. Customers can open an account at one of its 15 branches.

Deposit Rates - January 26, 2026

SAVINGS RATES APY MIN
SAV
0.03% $0 Compare
SAV
0.03% $100 Compare
CD RATES APY MIN
3 Mo CD
3.75% $500 Compare
7 Mo CD
4.00% $500 Compare
12 Mo CD
4.50% $500 Compare
15 Mo CD
3.50% $500 Compare
24 Mo CD
0.25% $10,000 Compare
48 Mo CD
0.25% $10,000 Compare
MM RATES APY MIN
Money Market
0.10% $5,000 Compare
FIXED IRA RATES APY MIN
18 Mo FIRA
3.25% $500
36 Mo FIRA
3.25% $500
60 Mo FIRA
0.50% $500
INT CHECKING RATES APY MIN
INTCK
0.10% $10,000




Loan Rates - January 26, 2026

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
10 Year Fixed Conforming
7.09% $3,674.37
15 Year Fixed Conforming
6.98% $2,831.71
20 Year Fixed Conforming
7.31% $2,505.99
30 Year Fixed Conforming
7.38% $2,182.96
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
10 Year Fixed Conforming
7.09% $3,674.37
15 Year Fixed Conforming
6.98% $2,831.71
20 Year Fixed Conforming
7.31% $2,505.99
30 Year Fixed Conforming
7.38% $2,182.96
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
9.00% Varies
Compare with 0 RATE Line of Credit from Quicken Loans Quicken Loans
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
Compare with 7.75 RATE Line of Credit from Farmers Bank of Kansas City Farmers Bank of Kansas City
10 Year Loan
4.75% $1,048.48
15 Year Loan
5.00% $790.79
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
6.00% $760.55
4 Year
6.00% $587.13
5 Year
6.50% $489.15

Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6947
Date Established 1920
Assets $ 2.19 billion
Loans $ 1,756.51 million
Deposits $ 1,900.91 million
Capital $ 219.66 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 36.28 million
Interest-bearing balances $ 15.80 million
Total securities $ 265.44 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,756.51 million
Loan loss allowance $ 24.10 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 2.98 million
All other assets $ 71.24 million
     Total Assets $ 1,957.77 million

LIABILITIES
Total deposits $ 1,900.91 million
      Interest-bearing deposits $ 1,525.55 million
      Deposits held in domestic offices $ 1,900.91 million
      % insured (estimated)" 64.41%
Federal funds purchased and repurchase agreements $ 1.40 million
Trading liabilities N.A.
Other borrowed funds $ 22.93 million
Subordinated debt N.A.
All other liabilities $ 16.05 millionn
      Total Liabilities $ 1,957.77 million
      Shareholders’ Equity $ 229.14 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 26.69 million
Total Interest Expense $ 11.15 million
Net interest income $ 15.54 million
Provision for loan and lease losses $ 0.30 million
Total non interest income $ 2.02 million
Total non interest expense $ 11.94 million
Pre-tax Net Operating Income $ 14.40 million

Customer Reviews for Evans Bank, National Association

There are currently no comments for Evans Bank, National Association. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY

Evans Bank, National Association Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Evans Bank, National Association
    Bank
    -
    $50,000
    N.A.
    0.03%
    0.13x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


    Other Banks to Consider