Banks | F & M Community Bank, National Association
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F & M Community Bank, National Association


F & M Community Bank, National Association is an FDIC insured institution headquartered at 100 Saint Anthony St N, Preston, MN 55965.
It was founded in 1911 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.45% $100,000 Compare
24 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
36 Mo CD
0.60% $10,000 Compare
36 Mo CD
0.70% $100,000 Compare
48 Mo CD
0.70% $10,000 Compare
48 Mo CD
0.80% $100,000 Compare
60 Mo CD
0.80% $10,000 Compare
60 Mo CD
0.90% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10967
Date Established 1911
Assets $ 204.56 million
Loans $ 145.17 million
Deposits $ 175.92 million
Capital $ 16.66 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 4.05 million
Interest-bearing balances $ 1.03 million
Total securities $ 37.86 million
Federal funds sold and reverse repurchase $ 0.65 million
Net loans and leases $ 145.17 million
Loan loss allowance $ 1.86 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.56 million
All other assets $ 7.14 million
     Total Assets $ 187.90 million

LIABILITIES
Total deposits $ 175.92 million
      Interest-bearing deposits $ 135.31 million
      Deposits held in domestic offices $ 175.92 million
      % insured (estimated)" 84.18%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.74 millionn
      Total Liabilities $ 187.90 million
      Shareholders’ Equity $ 16.66 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 7.20 million
Total Interest Expense $ 2.21 million
Net interest income $ 4.99 million
Provision for loan and lease losses $ 0.14 million
Total non interest income $ 1.16 million
Total non interest expense $ 4.57 million
Pre-tax Net Operating Income $ 0.87 million

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