ACH Number: 242372745
First Bank Richmond is an FDIC insured institution headquartered at
20 N 9th St, Richmond, IN 47374.
It was founded in
1887 and has approximately $2 billion in assets. Customers can open an account at one of its 13 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.50%
$2,500
Compare
Savings
0.25%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.25%
$10,000
Compare
6 Mo CD
0.25%
$100,000
Compare
12 Mo CD
0.50%
$10,000
Compare
12 Mo CD
0.50%
$100,000
Compare
Special: 17 Mo CD
1.01%
$500
Compare
18 Mo CD
0.60%
$10,000
Compare
18 Mo CD
0.60%
$100,000
Compare
24 Mo CD
0.65%
$10,000
Compare
24 Mo CD
0.65%
$100,000
Compare
36 Mo CD
0.75%
$10,000
Compare
36 Mo CD
0.75%
$100,000
Compare
48 Mo CD
1.01%
$10,000
Compare
48 Mo CD
1.01%
$100,000
Compare
Special: 60 Mo CD
1.26%
$1,000
Compare
60 Mo CD
1.26%
$10,000
Compare
60 Mo CD
1.26%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.20%
$2,500
Compare
Money Market
0.20%
$10,000
Compare
Money Market
0.25%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.10%
$1
Int Ckg
0.10%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 28533
Date Established
1887
Assets
$ 1,519.49 million
Loans
$ 1,176.06 million
Deposits
$ 1,119.82 million
Capital
$ 136.12 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 31.02 million
Interest-bearing balances
$ 21.91 million
Total securities
$ 254.66 million
Federal funds sold and reverse repurchase
$ 0.56 million
Net loans and leases
$ 1,176.06 million
Loan loss allowance
$ 16.47 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.06 million
Goodwill and other intangibles
$ 1.88 million
All other assets
$ 35.04 million
Total Assets
$ 1,383.36 million
LIABILITIES
Total deposits
$ 1,119.82 million
Interest-bearing deposits
$ 1,014.80 million
Deposits held in domestic offices
$ 1,119.82 million
% insured (estimated)"
76.12%
Federal funds purchased and repurchase agreements
$ 12.00 million
Trading liabilities
N.A.
Other borrowed funds
$ 180.00 million
Subordinated debt
N.A.
All other liabilities
$ 6.59 millionn
Total Liabilities
$ 1,383.36 million
Shareholders’ Equity
$ 136.12 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 85.76 million
Total Interest Expense
$ 42.40 million
Net interest income
$ 43.36 million
Provision for loan and lease losses
$ 2.15 million
Total non interest income
$ 5.89 million
Total non interest expense
$ 31.76 million
Pre-tax Net Operating Income
$ 9.39 million
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