53174019
First Bank is an FDIC insured institution headquartered at
205 Se Broad St, Southern Pines, NC 28387.
Deposit Rates -
August 23, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.10% $10,000
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6 Mo CD
0.15% $100,000
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12 Mo CD
0.15% $10,000
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12 Mo CD
0.20% $100,000
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18 Mo CD
0.20% $10,000
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18 Mo CD
0.25% $100,000
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24 Mo CD
0.25% $10,000
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24 Mo CD
0.30% $100,000
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30 Mo CD
0.25% $10,000
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30 Mo CD
0.30% $100,000
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36 Mo CD
0.45% $10,000
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36 Mo CD
0.50% $100,000
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48 Mo CD
0.50% $10,000
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48 Mo CD
0.60% $100,000
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60 Mo CD
0.55% $10,000
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60 Mo CD
0.70% $100,000
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MM RATES
APY
MIN
Money Market
0.10% $2,500
Compare
Money Market
0.10% $10,000
Compare
Money Market
0.15% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 15019
Date Established
1934
Assets
$ 12.66 billion
Loans
$ 8.61 billion
Deposits
$ 10.76 billion
Capital
$ 1,707.30 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 311.95 million
Interest-bearing balances
$ 173.79 million
Total securities
$ 2.56 billion
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 8.61 billion
Loan loss allowance
$ 123.58 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 1.43 million
Goodwill and other intangibles
$ 495.98 million
All other assets
$ 350.21 million
Total Assets $ 10.95 billion
LIABILITIES
Total deposits
$ 10.76 billion
Interest-bearing deposits
$ 7.26 billion
Deposits held in domestic offices
$ 10.76 billion
% insured (estimated)" 60.22%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 1.91 million
Subordinated debt
N.A.
All other liabilities
$ 68.03 millionn
Total Liabilities $ 10.95 billion
Shareholders’ Equity $ 1,707.30 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 557.13 million
Total Interest Expense
$ 152.52 million
Net interest income
$ 404.60 million
Provision for loan and lease losses
$ 11.50 million
Total non interest income
$ 72.71 million
Total non interest expense
$ 245.96 million
Pre-tax Net Operating Income
$ 90.62 million
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