ACH Number: 81024571
FCB Banks is an FDIC insured institution headquartered at
800 Belt Line Rd, Collinsville, IL 62234.
It was founded in
1990 and has approximately $3 billion in assets. Customers can open an account at one of its 18 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
SAV
0.50%
$500
Compare
MM RATES
APY
MIN
Money Market
1.60%
$5,000
Compare
Money Market
2.00%
$96,000
Compare
PREMM RATES
APY
MIN
Premium Money Market
1.95%
$25,000
Compare
Premium Money Market
2.10%
$96,000
Compare
INT CHECKING RATES
APY
MIN
INTCK
0.30%
$1,000
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 33005
Date Established
1990
Assets
$ 2.60 billion
Loans
$ 1,992.44 million
Deposits
$ 2.21 billion
Capital
$ 211.27 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 63.14 million
Interest-bearing balances
$ 39.43 million
Total securities
$ 465.39 million
Federal funds sold and reverse repurchase
$ 30.92 million
Net loans and leases
$ 1,992.44 million
Loan loss allowance
$ 21.21 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.06 million
Goodwill and other intangibles
$ 3.04 million
All other assets
$ 14.14 million
Total Assets
$ 2.38 billion
LIABILITIES
Total deposits
$ 2.21 billion
Interest-bearing deposits
$ 1,908.37 million
Deposits held in domestic offices
$ 2.21 billion
% insured (estimated)"
80.19%
Federal funds purchased and repurchase agreements
$ 169.41 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 3.92 millionn
Total Liabilities
$ 2.38 billion
Shareholders’ Equity
$ 211.27 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 136.94 million
Total Interest Expense
$ 59.02 million
Net interest income
$ 77.92 million
Provision for loan and lease losses
$ 1.50 million
Total non interest income
$ 14.06 million
Total non interest expense
$ 48.37 million
Pre-tax Net Operating Income
$ 13.49 million
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