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First Farmers & Commercial Bank

First Farmers & Commercial Bank is an FDIC insured institution headquartered at 441 Spring St, Pikeville, TN 37367.
It was founded in 1913 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
SAV	0.10%	$1	Compare

MM RATES	APY	MIN
Money Market	0.25%	$2,500	Compare

INT CHECKING RATES	APY	MIN
INTCK	0.15%	$1

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 4960
Date Established	1913
Assets	$ 220.60 million
Loans	$ 164.82 million
Deposits	$ 197.50 million
Capital	$ 21.64 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 13.49 million
Interest-bearing balances	$ 10.69 million
Total securities	$ 13.74 million
Federal funds sold and reverse repurchase	$ 17.33 million
Net loans and leases	$ 164.82 million
Loan loss allowance	$ 2.37 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 4.19 million
Total Assets	$ 198.96 million

LIABILITIES
Total deposits	$ 197.50 million
Interest-bearing deposits	$ 156.15 million
Deposits held in domestic offices	$ 197.50 million
% insured (estimated)"	83.58%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 0.83 millionn
Total Liabilities	$ 198.96 million
Shareholders’ Equity	$ 21.64 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 13.13 million
Total Interest Expense	$ 4.75 million
Net interest income	$ 8.38 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 0.69 million
Total non interest expense	$ 6.54 million
Pre-tax Net Operating Income	$ 1.18 million

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Branches

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