First Farmers & Commercial Bank is an FDIC insured institution headquartered at
441 Spring St, Pikeville, TN 37367.
It was founded in
1913 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 4960
Date Established
1913
Assets
$ 220.60 million
Loans
$ 164.82 million
Deposits
$ 197.50 million
Capital
$ 21.64 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 13.49 million
Interest-bearing balances
$ 10.69 million
Total securities
$ 13.74 million
Federal funds sold and reverse repurchase
$ 17.33 million
Net loans and leases
$ 164.82 million
Loan loss allowance
$ 2.37 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 4.19 million
Total Assets
$ 198.96 million
LIABILITIES
Total deposits
$ 197.50 million
Interest-bearing deposits
$ 156.15 million
Deposits held in domestic offices
$ 197.50 million
% insured (estimated)"
83.58%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.83 millionn
Total Liabilities
$ 198.96 million
Shareholders’ Equity
$ 21.64 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 13.13 million
Total Interest Expense
$ 4.75 million
Net interest income
$ 8.38 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 0.69 million
Total non interest expense
$ 6.54 million
Pre-tax Net Operating Income
$ 1.18 million
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Branches
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