First Farmers & Commercial Bank


First Farmers & Commercial Bank is an FDIC insured institution headquartered at 441 Spring St, Pikeville, TN 37367.
It was founded in 1913 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - August 23, 2025

SAVINGS RATES APY MIN
SAV
0.10% $1 Compare
MM RATES APY MIN
Money Market
0.25% $2,500 Compare
INT CHECKING RATES APY MIN
INTCK
0.15% $1

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4960
Date Established 1913
Assets $ 216.11 million
Loans $ 154.29 million
Deposits $ 194.11 million
Capital $ 20.54 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 10.52 million
Interest-bearing balances $ 7.46 million
Total securities $ 19.26 million
Federal funds sold and reverse repurchase $ 20.88 million
Net loans and leases $ 154.29 million
Loan loss allowance $ 2.39 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.04 million
Goodwill and other intangibles N.A.
All other assets $ 4.19 million
     Total Assets $ 195.56 million

LIABILITIES
Total deposits $ 194.11 million
      Interest-bearing deposits $ 152.09 million
      Deposits held in domestic offices $ 194.11 million
      % insured (estimated)" 84.28%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.83 millionn
      Total Liabilities $ 195.56 million
      Shareholders’ Equity $ 20.54 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.20 million
Total Interest Expense $ 1.22 million
Net interest income $ 1.98 million
Provision for loan and lease losses $ 0.00 million
Total non interest income $ 0.16 million
Total non interest expense $ 1.48 million
Pre-tax Net Operating Income $ 1.18 million

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Branches

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First Farmers & Commercial Bank Locations