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First Guaranty Bank is an FDIC insured institution headquartered at
400 E Thomas St, Hammond, LA 70401.
It was founded in
1934 and has approximately $4 billion in assets. Customers can open an account at one of its 27 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.50% | $10,000 | Compare |
|
6 Mo CD
|
0.50% | $100,000 | Compare |
|
12 Mo CD
|
0.75% | $10,000 | Compare |
|
12 Mo CD
|
0.75% | $100,000 | Compare |
|
18 Mo CD
|
0.80% | $10,000 | Compare |
|
18 Mo CD
|
0.80% | $100,000 | Compare |
|
24 Mo CD
|
0.85% | $10,000 | Compare |
|
24 Mo CD
|
0.85% | $100,000 | Compare |
|
36 Mo CD
|
1.00% | $10,000 | Compare |
|
36 Mo CD
|
1.00% | $100,000 | Compare |
|
48 Mo CD
|
1.15% | $10,000 | Compare |
|
48 Mo CD
|
1.15% | $100,000 | Compare |
|
60 Mo CD
|
1.20% | $10,000 | Compare |
|
60 Mo CD
|
1.20% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
|
Intro APR: 6.817 %
After Intro:6.817 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-30 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-30 |
Unlock Your Home's Potential | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-30 |
Home Equity Loans & Refinance – Cash out | $0 |
District Lending NMLS ID: 1835285 |
5.890% |
$1,868
Fees & Points
$4,899 Total
0.875 Pts ($2,800) $2,099 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.053% |
$1,893
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
| 6.081% |
$1,919
Fees & Points
$2,905 Total
0.875 Pts ($2,800) $105 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.094% |
$1,919
Fees & Points
$3,359 Total
0.625 Pts ($2,000) $1,359 Fees |
Loansteady NMLS ID: 1701910 |
6.262% |
$1,945
Fees & Points
$4,695 Total
1.000 Pts ($3,200) $1,495 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.265% |
$1,919
Fees & Points
$9,149 Total
0.734 Pts ($2,349) $6,800 Fees |
| 6.318% |
$1,971
Fees & Points
$2,314 Total
0.723 Pts ($2,314) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.320% |
$1,971
Fees & Points
$2,374 Total
0.742 Pts ($2,374) $0 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.403% |
$1,971
Fees & Points
$5,195 Total
1.000 Pts ($3,200) $1,995 Fees |
loanDepot NMLS ID: 174457 |
6.644% |
$2,023
Fees & Points
$4,812 Total
0.974 Pts ($3,117) $1,695 Fees |
SoFi NMLS ID: 696891 |
6.738% |
$2,049
Fees & Points
$3,735 Total
0.700 Pts ($2,240) $1,495 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 14028 |
| Date Established | 1934 |
| Assets | $ 4.08 billion |
| Loans | $ 2.03 billion |
| Deposits | $ 3.64 billion |
| Capital | $ 263.88 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 845.40 million |
| Interest-bearing balances | $ 820.33 million |
| Total securities | $ 999.72 million |
| Federal funds sold and reverse repurchase | $ 0.55 million |
| Net loans and leases | $ 2.03 billion |
| Loan loss allowance | $ 40.76 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 35.08 million |
| Goodwill and other intangibles | $ 2.64 million |
| All other assets | $ 34.88 million |
| Total Assets | $ 3.81 billion |
| LIABILITIES | |
| Total deposits | $ 3.64 billion |
| Interest-bearing deposits | $ 3.22 billion |
| Deposits held in domestic offices | $ 3.64 billion |
| % insured (estimated)" | 76.12% |
| Federal funds purchased and repurchase agreements | $ 7.12 million |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 7.78 millionn |
| Total Liabilities | $ 3.81 billion |
| Shareholders’ Equity | $ 263.88 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 213.11 million |
| Total Interest Expense | $ 121.97 million |
| Net interest income | $ 91.14 million |
| Provision for loan and lease losses | $ 81.73 million |
| Total non interest income | $ 7.58 million |
| Total non interest expense | $ 80.75 million |
| Pre-tax Net Operating Income | $ 21.74 million |
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