First Horizon Bank
For information concerning Virtualbank, a division of First Horizon Bank online bank, please click here .
Phone: 800 382 5465
ACH Number: 084000026
SWIFT Code: FTBMUS44XXX
First Horizon Bank is an FDIC insured institution headquartered at
165 Madison Ave, Memphis, TN 38103.
It was founded in
1864 and has approximately $82 billion in assets. Customers can open an account at one of its 372 branches.
It was founded in 1864 and has approximately $82 billion in assets. Customers can open an account at one of its 372 branches.
Deposit Rates - December 13, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.25% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.10% | $1,000 | Compare |
|
12 Mo CD
|
0.10% | $1,000 | Compare |
|
24 Mo CD
|
0.10% | $1,000 | Compare |
|
36 Mo CD
|
0.10% | $1,000 | Compare |
|
48 Mo CD
|
0.10% | $1,000 | Compare |
|
60 Mo CD
|
0.10% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.60% | $50,000 | Compare |
|
Money Market
|
0.75% | $100,000 | Compare |
Featured Home Equity Rates
-
Sponsored
-
#1 Non-bank HELOC in the US, A+ BBB Rating $0 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Reliant Home Funding, Inc.
NMLS ID: 2924735.872% $1,868 Fees & Points $4,277 Total
0.713 Pts ($2,282)
$1,995 Fees -
PenFed Credit Union
NMLS ID: 4018226.277% $1,945 Fees & Points $5,200 Total
0.625 Pts ($2,000)
$3,200 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 4977 |
| Date Established | 1864 |
| Assets | $ 81.78 billion |
| Loans | $ 62.86 billion |
| Deposits | $ 66.33 billion |
| Capital | $ 9.17 billion |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 1,899.42 million |
| Interest-bearing balances | $ 911.36 million |
| Total securities | $ 9.40 billion |
| Federal funds sold and reverse repurchase | $ 527.31 million |
| Net loans and leases | $ 62.86 billion |
| Loan loss allowance | $ 814.40 million |
| Trading account assets | $ 1,547.75 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 3.86 million |
| Goodwill and other intangibles | $ 1,643.97 million |
| All other assets | $ 2.86 billion |
| Total Assets | $ 72.62 billion |
| LIABILITIES | |
| Total deposits | $ 66.33 billion |
| Interest-bearing deposits | $ 49.69 billion |
| Deposits held in domestic offices | $ 66.33 billion |
| % insured (estimated)" | 59.77% |
| Federal funds purchased and repurchase agreements | $ 3.20 billion |
| Trading liabilities | $ 625.45 million |
| Other borrowed funds | $ 393.47 million |
| Subordinated debt | $ 495.10 million |
| All other liabilities | $ 1,552.12 millionn |
| Total Liabilities | $ 72.62 billion |
| Shareholders’ Equity | $ 9.17 billion |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 2.06 billion |
| Total Interest Expense | $ 765.04 million |
| Net interest income | $ 1,299.88 million |
| Provision for loan and lease losses | $ 70.00 million |
| Total non interest income | $ 356.33 million |
| Total non interest expense | $ 925.32 million |
| Pre-tax Net Operating Income | $ 554.07 million |
Customer Reviews for First Horizon Bank (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
First Horizon Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.25%1.11x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
YTu
June 27, 2023 |
Amataur outfit - stay away