First Keystone Community Bank
ACH Number: 31307125
First Keystone Community Bank is an FDIC insured institution headquartered at
111 W Front St, Berwick, PA 18603.
It was founded in
1864 and has approximately $2 billion in assets. Customers can open an account at one of its 18 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.05%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.25%
$10,000
Compare
6 Mo CD
0.30%
$100,000
Compare
Special: 9 Mo CD
0.40%
$10,000
Compare
12 Mo CD
0.35%
$10,000
Compare
12 Mo CD
0.40%
$100,000
Compare
18 Mo CD
0.45%
$10,000
Compare
18 Mo CD
0.50%
$100,000
Compare
24 Mo CD
0.55%
$10,000
Compare
24 Mo CD
0.65%
$100,000
Compare
Special: 35 Mo CD
0.65%
$500
Compare
36 Mo CD
0.60%
$10,000
Compare
36 Mo CD
0.65%
$100,000
Compare
48 Mo CD
0.70%
$10,000
Compare
48 Mo CD
0.75%
$100,000
Compare
60 Mo CD
0.80%
$10,000
Compare
60 Mo CD
0.85%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.05%
$2,500
Compare
Money Market
0.05%
$10,000
Compare
Money Market
0.05%
$25,000
Compare
FIXED IRA RATES
APY
MIN
Special: 35 Mo FIRA
0.65%
$500
VARIABLE IRA RATES
APY
MIN
Var IRA
0.05%
$1
INT CHECKING RATES
APY
MIN
Int Ckg
0.05%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 7404
Date Established
1864
Assets
$ 1,530.53 million
Loans
$ 940.80 million
Deposits
$ 1,142.02 million
Capital
$ 132.80 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 121.25 million
Interest-bearing balances
$ 112.29 million
Total securities
$ 394.23 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 940.80 million
Loan loss allowance
$ 8.12 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.20 million
All other assets
$ 48.11 million
Total Assets
$ 1,397.73 million
LIABILITIES
Total deposits
$ 1,142.02 million
Interest-bearing deposits
$ 934.50 million
Deposits held in domestic offices
$ 1,142.02 million
% insured (estimated)"
74.41%
Federal funds purchased and repurchase agreements
$ 36.85 million
Trading liabilities
N.A.
Other borrowed funds
$ 129.42 million
Subordinated debt
N.A.
All other liabilities
$ 5.08 millionn
Total Liabilities
$ 1,397.73 million
Shareholders’ Equity
$ 132.80 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 77.31 million
Total Interest Expense
$ 38.47 million
Net interest income
$ 38.84 million
Provision for loan and lease losses
$ 2.89 million
Total non interest income
$ 6.96 million
Total non interest expense
$ 33.63 million
Pre-tax Net Operating Income
$ 9.34 million
Customer Reviews for First Keystone Community Bank
Branches
Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ
First Keystone Community Bank Locations
There are currently no comments for First Keystone Community Bank. Be the first to share your experience. Please provide comments that will help others.