First Mid Bank & Trust, National Association

First Mid Bank & Trust, National Association is an FDIC insured institution headquartered at 1515 Charleston Ave, Mattoon, IL 61938.
It was founded in 1865 and has approximately $8 billion in assets. Customers can open an account at one of its 52 branches.

Deposit Rates - August 20, 2026

SAVINGS RATES	APY	MIN
SAV	0.05%	$100	Compare

CD RATES	APY	MIN
3 Mo CD	0.30%	$1,000	Compare
6 Mo CD	0.30%	$1,000	Compare
12 Mo CD	0.40%	$1,000	Compare
18 Mo CD	0.45%	$1,000	Compare
24 Mo CD	0.50%	$1,000	Compare
36 Mo CD	0.65%	$1,000	Compare
48 Mo CD	0.90%	$1,000	Compare
60 Mo CD	1.15%	$1,000	Compare

MM RATES	APY	MIN
Money Market	0.07%	$0	Compare
Money Market	0.15%	$1	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.25%	$15,000	Compare
Money Market	0.25%	$100,000	Compare

INT CHECKING RATES	APY	MIN
INTCK	0.01%	$0

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 3705
Date Established	1865
Assets	$ 7.90 billion
Loans	$ 5.94 billion
Deposits	$ 6.46 billion
Capital	$ 935.22 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 251.79 million
Interest-bearing balances	$ 197.62 million
Total securities	$ 1,081.61 million
Federal funds sold and reverse repurchase	$ 0.08 million
Net loans and leases	$ 5.94 billion
Loan loss allowance	$ 74.88 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 2.86 million
Goodwill and other intangibles	$ 219.34 million
All other assets	$ 291.26 million
Total Assets	$ 6.97 billion

LIABILITIES
Total deposits	$ 6.46 billion
Interest-bearing deposits	$ 5.00 billion
Deposits held in domestic offices	$ 6.46 billion
% insured (estimated)"	74.17%
Federal funds purchased and repurchase agreements	$ 196.72 million
Trading liabilities	N.A.
Other borrowed funds	$ 376.29 million
Subordinated debt	N.A.
All other liabilities	$ 28.57 millionn
Total Liabilities	$ 6.97 billion
Shareholders’ Equity	$ 935.22 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 372.77 million
Total Interest Expense	$ 111.19 million
Net interest income	$ 261.57 million
Provision for loan and lease losses	$ 9.82 million
Total non interest income	$ 51.86 million
Total non interest expense	$ 189.21 million
Pre-tax Net Operating Income	$ 39.73 million

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