First State Bank of Lonoke, Arkansas
ACH Number: 82902003
First State Bank of Lonoke, Arkansas is an FDIC insured institution headquartered at
101 S Center St, Lonoke, AR 72086.
It was founded in
1935 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.
It was founded in 1935 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.
Deposit Rates - February 03, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.31% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.25% | $10,000 | Compare |
|
6 Mo CD
|
0.25% | $100,000 | Compare |
|
12 Mo CD
|
0.56% | $10,000 | Compare |
|
12 Mo CD
|
0.56% | $100,000 | Compare |
|
18 Mo CD
|
0.80% | $10,000 | Compare |
|
18 Mo CD
|
0.80% | $100,000 | Compare |
|
24 Mo CD
|
0.75% | $10,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
30 Mo CD
|
0.50% | $10,000 | Compare |
|
30 Mo CD
|
0.50% | $100,000 | Compare |
|
36 Mo CD
|
0.75% | $10,000 | Compare |
|
36 Mo CD
|
0.75% | $100,000 | Compare |
|
48 Mo CD
|
0.75% | $10,000 | Compare |
|
48 Mo CD
|
0.75% | $100,000 | Compare |
|
60 Mo CD
|
0.75% | $10,000 | Compare |
|
60 Mo CD
|
0.75% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.15% | $2,500 | Compare |
|
Money Market
|
0.41% | $10,000 | Compare |
|
Money Market
|
0.15% | $10,000 | Compare |
|
Money Market
|
0.62% | $25,000 | Compare |
|
Money Market
|
0.15% | $25,000 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
0.41% | $10,000 | Compare |
|
Premium Money Market
|
0.41% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Fixed IRA
|
0.80% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.10% | $2,500 |
|
Int Ckg
|
0.05% | $2,500 |
Featured Home Equity Rates
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Intro APR: 6.240 %
After Intro:6.240 %
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Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.854% $1,868 Fees & Points $3,617 Total
0.507 Pts ($1,622)
$1,995 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.865% $1,868 Fees & Points $4,019 Total
0.666 Pts ($2,131)
$1,888 Fees -
5.989% $1,893 Fees & Points $3,952 Total
0.924 Pts ($2,957)
$995 Fees -
PenFed Credit Union
NMLS ID: 4018226.025% $1,893 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 15050 |
| Date Established | 1935 |
| Assets | $ 319.07 million |
| Loans | $ 234.00 million |
| Deposits | $ 284.99 million |
| Capital | $ 32.43 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 3.42 million |
| Interest-bearing balances | $ 1.86 million |
| Total securities | $ 70.57 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 234.00 million |
| Loan loss allowance | $ 3.07 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.69 million |
| All other assets | $ 3.81 million |
| Total Assets | $ 286.64 million |
| LIABILITIES | |
| Total deposits | $ 284.99 million |
| Interest-bearing deposits | $ 247.13 million |
| Deposits held in domestic offices | $ 284.99 million |
| % insured (estimated)" | 72.97% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 2.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.45 millionn |
| Total Liabilities | $ 286.64 million |
| Shareholders’ Equity | $ 32.43 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 13.08 million |
| Total Interest Expense | $ 5.34 million |
| Net interest income | $ 7.74 million |
| Provision for loan and lease losses | $ 0.18 million |
| Total non interest income | $ 0.47 million |
| Total non interest expense | $ 4.97 million |
| Pre-tax Net Operating Income | $ 1.67 million |
Customer Reviews for First State Bank of Lonoke, Arkansas
Branches
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First State Bank of Lonoke, Arkansas Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankARKANSAS$50,000N.A.0.31%1.38x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 155 109 2 50,155 155 109 3 50,310 156 109 4 50,466 156 110 5 50,623 157 110 6 50,780 157 110 7 50,937 158 111 8 51,095 158 111 9 51,254 159 111 10 51,412 159 112 11 51,572 160 112 12 51,732 160 112 13 51,892 161 113 14 52,053 161 113 15 52,214 162 113 16 52,376 162 114 17 52,539 163 114 18 52,701 163 114 19 52,865 164 115 20 53,029 164 115 TOTAL $3,193 $2,235 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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