Banks | First State Bank of Uvalde
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First State Bank of Uvalde


First State Bank of Uvalde is an FDIC insured institution headquartered at 200 E Nopal St, Uvalde, TX 78801.
It was founded in 1907 and has approximately $2 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - April 29, 2026

SAVINGS RATES APY MIN
Savings
0.08% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.15% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.25% $100,000 Compare
18 Mo CD
0.30% $10,000 Compare
18 Mo CD
0.30% $100,000 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.30% $100,000 Compare
30 Mo CD
0.35% $10,000 Compare
30 Mo CD
0.35% $100,000 Compare
36 Mo CD
0.35% $10,000 Compare
36 Mo CD
0.35% $100,000 Compare
48 Mo CD
0.40% $10,000 Compare
48 Mo CD
0.40% $100,000 Compare
60 Mo CD
0.45% $10,000 Compare
60 Mo CD
0.45% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.08% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9978
Date Established 1907
Assets $ 1,787.30 million
Loans $ 663.63 million
Deposits $ 1,573.08 million
Capital $ 202.60 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 427.24 million
Interest-bearing balances $ 416.32 million
Total securities $ 643.19 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 663.63 million
Loan loss allowance $ 10.89 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.50 million
All other assets $ 46.51 million
     Total Assets $ 1,584.70 million

LIABILITIES
Total deposits $ 1,573.08 million
      Interest-bearing deposits $ 1,297.25 million
      Deposits held in domestic offices $ 1,573.08 million
      % insured (estimated)" 39.88%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.14 millionn
      Total Liabilities $ 1,584.70 million
      Shareholders’ Equity $ 202.60 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 75.58 million
Total Interest Expense $ 35.20 million
Net interest income $ 40.38 million
Provision for loan and lease losses $ 0.38 million
Total non interest income $ 5.14 million
Total non interest expense $ 20.78 million
Pre-tax Net Operating Income $ 13.86 million

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