First Trust & Savings Bank of Albany, Illinois is an FDIC insured institution headquartered at
209 South Main Street, Albany, IL 61230.
It was founded in
1902 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 5754
Date Established
1902
Assets
$ 182.67 million
Loans
$ 116.29 million
Deposits
$ 146.04 million
Capital
$ 26.05 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 6.73 million
Interest-bearing balances
$ 2.34 million
Total securities
$ 24.49 million
Federal funds sold and reverse repurchase
$ 16.10 million
Net loans and leases
$ 116.29 million
Loan loss allowance
$ 1.16 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.14 million
Goodwill and other intangibles
$ 2.50 million
All other assets
$ 4.61 million
Total Assets
$ 146.50 million
LIABILITIES
Total deposits
$ 146.04 million
Interest-bearing deposits
$ 126.88 million
Deposits held in domestic offices
$ 146.04 million
% insured (estimated)"
81.68%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.47 millionn
Total Liabilities
$ 146.50 million
Shareholders’ Equity
$ 36.17 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 5.25 million
Total Interest Expense
$ 0.90 million
Net interest income
$ 4.35 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 0.18 million
Total non interest expense
$ 2.63 million
Pre-tax Net Operating Income
$ 2.16 million
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First Trust & Savings Bank of Albany, Illinois Locations
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