FirstOak Bank is an FDIC insured institution headquartered at
113 N Penn Ave, Independence, KS 67301.
It was founded in
1881 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.03%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.20%
$10,000
Compare
6 Mo CD
0.20%
$100,000
Compare
12 Mo CD
0.30%
$10,000
Compare
12 Mo CD
0.30%
$100,000
Compare
18 Mo CD
0.35%
$10,000
Compare
18 Mo CD
0.35%
$100,000
Compare
24 Mo CD
0.40%
$10,000
Compare
24 Mo CD
0.40%
$100,000
Compare
30 Mo CD
0.45%
$10,000
Compare
30 Mo CD
0.45%
$100,000
Compare
36 Mo CD
0.50%
$10,000
Compare
36 Mo CD
0.50%
$100,000
Compare
48 Mo CD
0.60%
$10,000
Compare
48 Mo CD
0.60%
$100,000
Compare
60 Mo CD
0.75%
$10,000
Compare
60 Mo CD
0.75%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.03%
$2,500
Compare
Money Market
0.03%
$10,000
Compare
Money Market
0.05%
$25,000
Compare
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 4660
Date Established
1881
Assets
$ 241.03 million
Loans
$ 187.54 million
Deposits
$ 213.17 million
Capital
$ 25.84 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 12.62 million
Interest-bearing balances
$ 9.79 million
Total securities
$ 19.09 million
Federal funds sold and reverse repurchase
$ 7.10 million
Net loans and leases
$ 187.54 million
Loan loss allowance
$ 1.90 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 1.57 million
All other assets
$ 7.86 million
Total Assets
$ 215.20 million
LIABILITIES
Total deposits
$ 213.17 million
Interest-bearing deposits
$ 138.56 million
Deposits held in domestic offices
$ 213.17 million
% insured (estimated)"
72.01%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 1.56 millionn
Total Liabilities
$ 215.20 million
Shareholders’ Equity
$ 25.84 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 14.97 million
Total Interest Expense
$ 3.23 million
Net interest income
$ 11.74 million
Provision for loan and lease losses
$ 0.12 million
Total non interest income
$ 0.78 million
Total non interest expense
$ 7.92 million
Pre-tax Net Operating Income
$ 1.84 million
Customer Reviews for FirstOak Bank
Branches
Click on location and enter new zip number to change."
Your current location is: Phoenix, AZ
There are currently no comments for FirstOak Bank. Be the first to share your experience. Please provide comments that will help others.