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Florida Capital Bank, National Association is an FDIC insured institution headquartered at
10151 Deerwood Park Blvd Bldg 100 Ste 200, Jacksonville, FL 32256.
It was founded in
1985 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
12 Mo CD
|
0.75% | $10,000 | Compare |
|
12 Mo CD
|
0.75% | $100,000 | Compare |
|
Special: 18 Mo CD
|
0.75% | $2,000 | Compare |
|
24 Mo CD
|
0.75% | $10,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
0.85% | $10,000 | Compare |
|
36 Mo CD
|
0.85% | $100,000 | Compare |
|
48 Mo CD
|
0.96% | $10,000 | Compare |
|
48 Mo CD
|
0.96% | $100,000 | Compare |
|
60 Mo CD
|
1.00% | $10,000 | Compare |
|
60 Mo CD
|
1.00% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.20% | $10,000 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 18 Mo FIRA
|
0.75% | $2,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.15% | $2,500 |
| Loans Amounts from $25,000 - $500,000. | $0 |
|
Intro APR: 6.822 %
After Intro:6.822 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-26 |
Home Equity Loans & Refinance – Cash out | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-26 |
Unlock Your Home's Potential | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-26 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Basis Lending, LLC NMLS ID: 2463124 |
6.305% |
$1,945
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
| 6.309% |
$1,971
Fees & Points
$2,105 Total
0.625 Pts ($2,000) $105 Fees |
| 6.453% |
$1,997
Fees & Points
$2,730 Total
0.525 Pts ($1,680) $1,050 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.458% |
$1,997
Fees & Points
$2,771 Total
0.866 Pts ($2,771) $0 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.461% |
$1,997
Fees & Points
$2,877 Total
0.899 Pts ($2,877) $0 Fees |
Northpointe Bank NMLS ID: 447490 |
6.499% |
$1,997
Fees & Points
$4,166 Total
0.866 Pts ($2,771) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.518% |
$1,997
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
SoFi NMLS ID: 696891 |
6.872% |
$2,076
Fees & Points
$4,004 Total
0.784 Pts ($2,509) $1,495 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 26323 |
| Date Established | 1985 |
| Assets | $ 652.16 million |
| Loans | $ 493.47 million |
| Deposits | $ 581.32 million |
| Capital | $ 66.98 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 114.26 million |
| Interest-bearing balances | $ 111.32 million |
| Total securities | $ 22.45 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 493.47 million |
| Loan loss allowance | $ 6.30 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.04 million |
| All other assets | $ 26.81 million |
| Total Assets | $ 585.18 million |
| LIABILITIES | |
| Total deposits | $ 581.32 million |
| Interest-bearing deposits | $ 311.56 million |
| Deposits held in domestic offices | $ 581.32 million |
| % insured (estimated)" | 30.33% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 75.48 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 4.82 millionn |
| Total Liabilities | $ 585.18 million |
| Shareholders’ Equity | $ 66.98 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 34.64 million |
| Total Interest Expense | $ 10.50 million |
| Net interest income | $ 24.14 million |
| Provision for loan and lease losses | $ 0.39 million |
| Total non interest income | $ 9.39 million |
| Total non interest expense | $ 24.41 million |
| Pre-tax Net Operating Income | $ 2.77 million |
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