211770174
Franklin Savings Bank is an FDIC insured institution headquartered at
387 Central St, Franklin, NH 03235.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.03% $2,500
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CD RATES
APY
MIN
Special: 1 Mo CD
0.50% $5,000
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Special: 5 Mo CD
0.55% $2,000
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6 Mo CD
0.20% $10,000
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6 Mo CD
0.20% $100,000
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12 Mo CD
0.40% $10,000
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12 Mo CD
0.40% $100,000
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24 Mo CD
0.45% $10,000
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24 Mo CD
0.45% $100,000
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36 Mo CD
0.60% $10,000
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36 Mo CD
0.60% $100,000
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60 Mo CD
0.75% $10,000
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60 Mo CD
0.75% $100,000
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MM RATES
APY
MIN
Money Market
0.05% $2,500
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Money Market
0.05% $10,000
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Money Market
0.15% $25,000
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PREMM RATES
APY
MIN
Premium Money Market
0.10% $10,000
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Premium Money Market
0.15% $25,000
Compare
FIXED IRA RATES
APY
MIN
Special: 1 Mo FIRA
0.50% $5,000
Special: 5 Mo FIRA
0.55% $2,000
INT CHECKING RATES
APY
MIN
Int Ckg
0.01% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 17951
Date Established
1869
Assets
$ 917.28 million
Loans
$ 732.52 million
Deposits
$ 794.50 million
Capital
$ 77.78 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 15.38 million
Interest-bearing balances
$ 9.61 million
Total securities
$ 124.38 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 732.52 million
Loan loss allowance
$ 6.13 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.98 million
All other assets
$ 27.57 million
Total Assets $ 839.51 million
LIABILITIES
Total deposits
$ 794.50 million
Interest-bearing deposits
$ 662.06 million
Deposits held in domestic offices
$ 794.50 million
% insured (estimated)" 80.48%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 11.50 million
Subordinated debt
N.A.
All other liabilities
$ 7.38 millionn
Total Liabilities $ 839.51 million
Shareholders’ Equity $ 77.78 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 41.57 million
Total Interest Expense
$ 16.81 million
Net interest income
$ 24.76 million
Provision for loan and lease losses
$ 0.99 million
Total non interest income
$ 7.56 million
Total non interest expense
$ 22.82 million
Pre-tax Net Operating Income
$ 4.48 million
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