Franklin State Bank & Trust Company

Franklin State Bank & Trust Company is an FDIC insured institution headquartered at 802 Prairie St, Winnsboro, LA 71295.
It was founded in 1908 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
Savings	0.10%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.40%	$10,000	Compare
6 Mo CD	0.40%	$100,000	Compare
12 Mo CD	0.60%	$10,000	Compare
12 Mo CD	0.70%	$100,000	Compare
18 Mo CD	0.70%	$10,000	Compare
18 Mo CD	0.80%	$100,000	Compare
24 Mo CD	0.80%	$10,000	Compare
24 Mo CD	0.80%	$100,000	Compare
36 Mo CD	1.01%	$10,000	Compare
36 Mo CD	1.01%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.10%	$10,000	Compare
Money Market	0.10%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.10%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 11792
Date Established	1908
Assets	$ 234.65 million
Loans	$ 106.81 million
Deposits	$ 211.79 million
Capital	$ 21.25 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 69.41 million
Interest-bearing balances	$ 63.55 million
Total securities	$ 51.19 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 106.81 million
Loan loss allowance	$ 1.81 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.15 million
Goodwill and other intangibles	N.A.
All other assets	$ 3.00 million
Total Assets	$ 213.40 million

LIABILITIES
Total deposits	$ 211.79 million
Interest-bearing deposits	$ 155.89 million
Deposits held in domestic offices	$ 211.79 million
% insured (estimated)"	68.42%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 0.79 millionn
Total Liabilities	$ 213.40 million
Shareholders’ Equity	$ 21.25 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 13.23 million
Total Interest Expense	$ 3.61 million
Net interest income	$ 9.62 million
Provision for loan and lease losses	$ 0.20 million
Total non interest income	$ 0.99 million
Total non interest expense	$ 6.76 million
Pre-tax Net Operating Income	$ 1.19 million

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Branches

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