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Frontier State Bank


Frontier State Bank is an FDIC insured institution headquartered at 5100 S I 35 Service Rd, Oklahoma City, OK 73129.
It was founded in 1975 and has approximately $1 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - June 07, 2026

SAVINGS RATES APY MIN
SAV
0.40% $100 Compare
CD RATES APY MIN
6 Mo CD
3.78% $1,000 Compare
12 Mo CD
3.74% $1,000 Compare
18 Mo CD
2.62% $1,000 Compare
24 Mo CD
2.78% $1,000 Compare
30 Mo CD
1.71% $1,000 Compare
36 Mo CD
1.81% $1,000 Compare
48 Mo CD
1.92% $1,000 Compare
60 Mo CD
2.07% $1,000 Compare
MM RATES APY MIN
Money Market
1.95% $500 Compare
Money Market
2.15% $250,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.40% $400




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 21978
Date Established 1975
Assets $ 588.37 million
Loans $ 458.17 million
Deposits $ 466.06 million
Capital $ 68.19 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 41.13 million
Interest-bearing balances $ 39.65 million
Total securities $ 68.24 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 458.17 million
Loan loss allowance $ 6.14 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.87 million
     Total Assets $ 520.18 million

LIABILITIES
Total deposits $ 466.06 million
      Interest-bearing deposits $ 413.79 million
      Deposits held in domestic offices $ 466.06 million
      % insured (estimated)" 72.58%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.89 millionn
      Total Liabilities $ 520.18 million
      Shareholders’ Equity $ 68.19 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 37.62 million
Total Interest Expense $ 18.19 million
Net interest income $ 19.43 million
Provision for loan and lease losses $ 0.30 million
Total non interest income $ 0.42 million
Total non interest expense $ 9.19 million
Pre-tax Net Operating Income $ 11.31 million

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