ACH Number: 82902320
Generations Bank is an FDIC insured institution headquartered at
3710 W Southern Hills Blvd, Rogers, AR 72758.
It was founded in
1907 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.
Deposit Rates -
August 19, 2026
SAVINGS RATES
APY
MIN
Savings
0.05%
$100
Compare
Savings
0.20%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.35%
$10,000
Compare
6 Mo CD
0.35%
$100,000
Compare
12 Mo CD
0.50%
$10,000
Compare
12 Mo CD
0.50%
$100,000
Compare
18 Mo CD
0.50%
$10,000
Compare
18 Mo CD
0.50%
$100,000
Compare
24 Mo CD
0.55%
$10,000
Compare
24 Mo CD
0.55%
$100,000
Compare
30 Mo CD
0.60%
$1,000
Compare
30 Mo CD
0.80%
$10,000
Compare
30 Mo CD
0.80%
$100,000
Compare
36 Mo CD
0.70%
$10,000
Compare
36 Mo CD
0.70%
$100,000
Compare
48 Mo CD
0.85%
$1,000
Compare
48 Mo CD
0.80%
$10,000
Compare
48 Mo CD
0.80%
$100,000
Compare
60 Mo CD
0.90%
$1,000
Compare
60 Mo CD
0.90%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.25%
$2,500
Compare
Money Market
0.05%
$2,500
Compare
Money Market
0.25%
$10,000
Compare
Money Market
0.25%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.05%
$1
Int Ckg
0.10%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 88
Date Established
1907
Assets
$ 1,064.19 million
Loans
$ 734.52 million
Deposits
$ 896.09 million
Capital
$ 117.62 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 23.54 million
Interest-bearing balances
$ 16.28 million
Total securities
$ 240.39 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 734.52 million
Loan loss allowance
$ 9.44 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.44 million
Goodwill and other intangibles
$ 2.98 million
All other assets
$ 28.91 million
Total Assets
$ 946.56 million
LIABILITIES
Total deposits
$ 896.09 million
Interest-bearing deposits
$ 766.92 million
Deposits held in domestic offices
$ 896.09 million
% insured (estimated)"
85.60%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 45.56 million
Subordinated debt
N.A.
All other liabilities
$ 5.62 millionn
Total Liabilities
$ 946.56 million
Shareholders’ Equity
$ 117.62 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 65.30 million
Total Interest Expense
$ 27.09 million
Net interest income
$ 38.21 million
Provision for loan and lease losses
$ 3.95 million
Total non interest income
$ 5.84 million
Total non interest expense
$ 25.93 million
Pre-tax Net Operating Income
$ 6.33 million
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