Grandpoint Bank is an FDIC insured institution headquartered at
333 S. Grand Avenue, Suite 3580, Los Angeles, CA 90071.
It was founded in
2007 and has approximately $3 billion in assets. Customers can open an account at one of its 19 branches.
Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 58390
Date Established
2007
Assets
$ 3.25 billion
Loans
$ 2.39 billion
Deposits
$ 2.51 billion
Capital
$ 325.23 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 147.55 million
Interest-bearing balances
$ 111.18 million
Total securities
$ 395.91 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.39 billion
Loan loss allowance
$ 18.67 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.55 million
Goodwill and other intangibles
$ 58.81 million
All other assets
$ 108.66 million
Total Assets
$ 2.78 billion
LIABILITIES
Total deposits
$ 2.51 billion
Interest-bearing deposits
$ 1,439.96 million
Deposits held in domestic offices
$ 2.51 billion
% insured (estimated)"
46.43%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 250.00 million
Subordinated debt
N.A.
All other liabilities
$ 17.99 millionn
Total Liabilities
$ 2.78 billion
Shareholders’ Equity
$ 476.15 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 65.88 million
Total Interest Expense
$ 8.26 million
Net interest income
$ 57.62 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 3.02 million
Total non interest expense
$ 43.63 million
Pre-tax Net Operating Income
$ 17.01 million
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