Hancock Whitney Bank
Phone: 1-800-448-8812
ACH Number: 65303771
Hancock Whitney Bank is an FDIC insured institution headquartered at
2510 14th St, Gulfport, MS 39501.
It was founded in
1899 and has approximately $35 billion in assets. Customers can open an account at one of its 225 branches.
Deposit Rates - December 24, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
2.50% | $0 | Compare |
|
SAV
|
3.00% | $25,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
4.00% | $1,000 | Compare |
|
5 Mo CD
|
3.49% | $1,000 | Compare |
|
8 Mo CD
|
3.25% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,499 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $0 |
Featured Home Equity Rates
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Quicken Loans
NMLS ID: 167283 / Updated 2025-12-24Compare Mortgage Lender Options and Find the Best One for $0 $0 -
Intro APR: 6.240 %
After Intro:6.240 %
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Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.773% $1,843 Fees & Points $5,192 Total
0.999 Pts ($3,197)
$1,995 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.862% $1,868 Fees & Points $3,932 Total
0.639 Pts ($2,045)
$1,887 Fees -
PenFed Credit Union
NMLS ID: 4018226.163% $1,919 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 12441 |
| Date Established | 1899 |
| Assets | $ 35.21 billion |
| Loans | $ 23.18 billion |
| Deposits | $ 29.32 billion |
| Capital | $ 4.25 billion |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 1,063.42 million |
| Interest-bearing balances | $ 535.71 million |
| Total securities | $ 7.87 billion |
| Federal funds sold and reverse repurchase | $ 0.37 million |
| Net loans and leases | $ 23.18 billion |
| Loan loss allowance | $ 313.19 million |
| Trading account assets | $ 66.01 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 26.59 million |
| Goodwill and other intangibles | $ 997.79 million |
| All other assets | $ 1,583.10 million |
| Total Assets | $ 30.95 billion |
| LIABILITIES | |
| Total deposits | $ 29.32 billion |
| Interest-bearing deposits | $ 18.41 billion |
| Deposits held in domestic offices | $ 29.32 billion |
| % insured (estimated)" | 51.99% |
| Federal funds purchased and repurchase agreements | $ 644.93 million |
| Trading liabilities | $ 89.62 million |
| Other borrowed funds | $ 273.35 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 440.74 millionn |
| Total Liabilities | $ 30.95 billion |
| Shareholders’ Equity | $ 4.25 billion |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 797.90 million |
| Total Interest Expense | $ 245.57 million |
| Net interest income | $ 552.33 million |
| Provision for loan and lease losses | $ 25.39 million |
| Total non interest income | $ 184.77 million |
| Total non interest expense | $ 410.14 million |
| Pre-tax Net Operating Income | $ 313.74 million |
Customer Reviews for Hancock Whitney Bank
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Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.2.50%11.11x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
2.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,250 875 2 51,250 1,281 897 3 52,531 1,313 919 4 53,845 1,346 942 5 55,191 1,380 966 6 56,570 1,414 990 7 57,985 1,450 1,015 8 59,434 1,486 1,040 9 60,920 1,523 1,066 10 62,443 1,561 1,093 11 64,004 1,600 1,120 12 65,604 1,640 1,148 13 67,244 1,681 1,177 14 68,926 1,723 1,206 15 70,649 1,766 1,236 16 72,415 1,810 1,267 17 74,225 1,856 1,299 18 76,081 1,902 1,331 19 77,983 1,950 1,365 20 79,933 1,998 1,399 TOTAL $31,931 $22,352 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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