Banks | Heritage Bank
Language

Heritage Bank


ACH Number: 125108751

Heritage Bank is an FDIC insured institution headquartered at 201 5th Ave Sw, Olympia, WA 98501.
It was founded in 1927 and has approximately $7 billion in assets. Customers can open an account at one of its 74 branches.

Deposit Rates - December 08, 2025

SAVINGS RATES APY MIN
SAV
0.04% $0 Compare
SAV
0.06% $50,000 Compare
SAV
0.10% $100,000 Compare
CD RATES APY MIN
3 Mo CD
4.60% $0 Compare
3 Mo CD
4.85% $25,000 Compare
6 Mo CD
0.25% $0 Compare
6 Mo CD
0.30% $25,000 Compare
9 Mo CD
4.25% $0 Compare
9 Mo CD
0.40% $0 Compare
9 Mo CD
4.50% $25,000 Compare
9 Mo CD
0.30% $25,000 Compare
12 Mo CD
2.10% $0 Compare
17 Mo CD
3.65% $0 Compare
17 Mo CD
4.15% $25,000 Compare
18 Mo CD
0.40% $0 Compare
24 Mo CD
0.40% $0 Compare
30 Mo CD
0.40% $0 Compare
36 Mo CD
0.40% $0 Compare
48 Mo CD
0.40% $0 Compare
60 Mo CD
0.40% $0 Compare
MM RATES APY MIN
Money Market
0.03% $0 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.08% $25,000 Compare
Money Market
0.10% $50,000 Compare
Money Market
0.15% $75,000 Compare
Money Market
0.23% $100,000 Compare
Money Market
0.30% $500,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.02% $0
INTCK
0.04% $25,000
INTCK
0.05% $50,000
INTCK
0.30% $100,000
INTCK
0.40% $250,000
INTCK
0.50% $500,000
INTCK
0.65% $1,000,000

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29012
Date Established 1927
Assets $ 7.07 billion
Loans $ 4.72 billion
Deposits $ 5.79 billion
Capital $ 903.80 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 254.10 million
Interest-bearing balances $ 163.34 million
Total securities $ 1,346.27 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 4.72 billion
Loan loss allowance $ 52.53 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 243.49 million
All other assets $ 327.69 million
     Total Assets $ 6.16 billion

LIABILITIES
Total deposits $ 5.79 billion
      Interest-bearing deposits $ 4.20 billion
      Deposits held in domestic offices $ 5.79 billion
      % insured (estimated)" 59.04%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 117.46 millionn
      Total Liabilities $ 6.16 billion
      Shareholders’ Equity $ 903.80 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 155.87 million
Total Interest Expense $ 46.26 million
Net interest income $ 109.61 million
Provision for loan and lease losses $ 1.01 million
Total non interest income $ 16.83 million
Total non interest expense $ 79.37 million
Pre-tax Net Operating Income $ 49.32 million

Customer Reviews for Heritage Bank

There are currently no comments for Heritage Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY

Heritage Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Heritage Bank
    Bank
    -
    $50,000
    N.A.
    0.04%
    0.18x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.04%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 20 14
    2 50,020 20 14
    3 50,040 20 14
    4 50,060 20 14
    5 50,080 20 14
    6 50,100 20 14
    7 50,120 20 14
    8 50,140 20 14
    9 50,160 20 14
    10 50,180 20 14
    11 50,200 20 14
    12 50,220 20 14
    13 50,241 20 14
    14 50,261 20 14
    15 50,281 20 14
    16 50,301 20 14
    17 50,321 20 14
    18 50,341 20 14
    19 50,361 20 14
    20 50,381 20 14
    TOTAL $402 $281
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


    Other Banks to Consider