Banks | HomeTrust Bank

HomeTrust Bank

HomeTrust Bank is an FDIC insured institution headquartered at 10 Woodfin St, Asheville, NC 28801.
It was founded in 1926 and has approximately $5 billion in assets. Customers can open an account at one of its 51 branches.

Deposit Rates - September 8, 2024

SAVINGS RATES	APY	MIN
Savings	0.10%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.20%	$10,000	Compare
Special: 7 Mo CD	0.38%	$5,000	Compare
12 Mo CD	0.25%	$10,000	Compare
18 Mo CD	0.45%	$10,000	Compare
24 Mo CD	0.55%	$10,000	Compare
30 Mo CD	0.60%	$10,000	Compare
36 Mo CD	0.65%	$10,000	Compare
48 Mo CD	0.70%	$10,000	Compare
60 Mo CD	0.75%	$10,000	Compare

MM RATES	APY	MIN
Money Market	0.08%	$2,500	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.10%	$25,000	Compare

PREMM RATES	APY	MIN
Premium Money Market	0.15%	$10,000	Compare
Premium Money Market	0.15%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$2,500

Loan Rates - September 8, 2024

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
5 Year Adjustable Conforming	7.60%	$2,156.98
7 Year Adjustable Conforming	7.61%	$2,182.96
10 Year Fixed Conforming	7.41%	$3,715.47
15 Year Fixed Conforming	7.28%	$2,876.25
30 Year Fixed Conforming	8.04%	$2,321.33

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
5 Year Adjustable Conforming	7.60%	$2,156.98
7 Year Adjustable Conforming	7.61%	$2,182.96
10 Year Fixed Conforming	7.41%	$3,715.47
15 Year Fixed Conforming	7.28%	$2,876.25
30 Year Fixed Conforming	8.04%	$2,321.33

See Other Mortgage Rates →

Overview 2024

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 27677
Date Established	1926
Assets	$ 4.68 billion
Loans	$ 3.82 billion
Deposits	$ 3.80 billion
Capital	$ 531.45 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 413.99 million
Interest-bearing balances	$ 397.86 million
Total securities	$ 120.81 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 3.82 billion
Loan loss allowance	$ 47.50 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 46.59 million
All other assets	$ 179.04 million
Total Assets	$ 4.15 billion

LIABILITIES
Total deposits	$ 3.80 billion
Interest-bearing deposits	$ 3.01 billion
Deposits held in domestic offices	$ 3.80 billion
% insured (estimated)	75.25%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 6.15 million
Subordinated debt	N.A.
All other liabilities	$ 60.76 millionn
Total Liabilities	$ 4.15 billion
Shareholders’ Equity	$ 531.45 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 63.39 million
Total Interest Expense	$ 21.54 million
Net interest income	$ 41.86 million
Provision for loan and lease losses	$ 1.17 million
Total non interest income	$ 8.92 million
Total non interest expense	$ 29.80 million
Pre-tax Net Operating Income	$ 16.38 million

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Branches

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