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Idaho First Bank

For information concerning Peak Bank, a division of Idaho First Bank online bank, please click here .

Idaho First Bank is an FDIC insured institution headquartered at 475 E Deinhard Ln, Mccall, ID 83638.
It was founded in 2005 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - July 28, 2026

SAVINGS RATES APY MIN
Savings
0.10% $1 Compare
CD RATES APY MIN
6 Mo CD
0.20% $5,000 Compare
6 Mo CD
0.30% $100,000 Compare
12 Mo CD
0.30% $5,000 Compare
12 Mo CD
0.40% $100,000 Compare
18 Mo CD
0.30% $5,000 Compare
18 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.50% $5,000 Compare
24 Mo CD
0.60% $100,000 Compare
30 Mo CD
0.50% $5,000 Compare
30 Mo CD
0.60% $100,000 Compare
36 Mo CD
0.60% $5,000 Compare
36 Mo CD
0.70% $100,000 Compare
48 Mo CD
0.60% $5,000 Compare
48 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.70% $5,000 Compare
60 Mo CD
0.80% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $1 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.02% $1
Int Ckg
0.04% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58095
Date Established 2005
Assets $ 1,451.32 million
Loans $ 798.16 million
Deposits $ 1,316.14 million
Capital $ 128.81 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 625.50 million
Interest-bearing balances $ 599.71 million
Total securities $ 10.30 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 798.16 million
Loan loss allowance $ 9.85 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 8.85 million
     Total Assets $ 1,322.51 million

LIABILITIES
Total deposits $ 1,316.14 million
      Interest-bearing deposits $ 949.67 million
      Deposits held in domestic offices $ 1,316.14 million
      % insured (estimated)" 60.76%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 14.89 million
Subordinated debt N.A.
All other liabilities $ 4.37 millionn
      Total Liabilities $ 1,322.51 million
      Shareholders’ Equity $ 128.81 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 60.35 million
Total Interest Expense $ 27.63 million
Net interest income $ 32.72 million
Provision for loan and lease losses $ 2.76 million
Total non interest income $ 1.36 million
Total non interest expense $ 21.49 million
Pre-tax Net Operating Income $ 2.38 million

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