IncredibleBank
For information concerning IncredibleBank online bank, please click here.
IncredibleBank is an FDIC insured institution headquartered at
327 N 17th Ave, Wausau, WI 54401.
It was founded in
1967 and has approximately $2 billion in
assets. Customers can open an account at one of its 20 branches.
Deposit Rates - March 19, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.03% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
12 Mo CD
|
0.70% | $10,000 | Compare |
12 Mo CD
|
0.70% | $100,000 | Compare |
24 Mo CD
|
0.75% | $10,000 | Compare |
24 Mo CD
|
0.75% | $100,000 | Compare |
36 Mo CD
|
0.80% | $10,000 | Compare |
36 Mo CD
|
0.80% | $100,000 | Compare |
60 Mo CD
|
1.00% | $10,000 | Compare |
60 Mo CD
|
1.00% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.01% | $2,500 | Compare |
Money Market
|
0.15% | $10,000 | Compare |
Money Market
|
0.15% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.05% | $2,500 |
Featured Home Equity Rates
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NMLS ID: 3029 / Updated 2024-03-19"Unlock Your Home's Potential" $0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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CrossCountry Mortgage
NMLS ID: 30296.744% $2,049 Fees & Points $4,102 Total
0.735 Pts ($2,352)
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Neighbors Bank
NMLS ID: 491986Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2024
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 19772 |
Date Established | 1967 |
Assets | $ 1,901.01 million |
Loans | $ 1,398.89 million |
Deposits | $ 1,681.45 million |
Capital | $ 122.81 million |
Summary Balance Sheet as of June 30, 2023
ASSETS | |
Cash & Balances due from depository institutions | $ 47.97 million |
Interest-bearing balances | $ 25.53 million |
Total securities | $ 319.72 million |
Federal funds sold and reverse repurchase | $ 5.24 million |
Net loans and leases | $ 1,398.89 million |
Loan loss allowance | $ 14.37 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 0.24 million |
Goodwill and other intangibles | $ 23.65 million |
All other assets | $ 68.30 million |
Total Assets | $ 1,778.20 million |
LIABILITIES | |
Total deposits | $ 1,681.45 million |
Interest-bearing deposits | $ 1,350.28 million |
Deposits held in domestic offices | $ 1,681.45 million |
% insured (estimated) | 75.44% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 79.62 million |
Subordinated debt | N.A. |
All other liabilities | $ 25.90 millionn |
Total Liabilities | $ 1,778.20 million |
Shareholders’ Equity | $ 122.81 million |
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES | |
Total Interest Income | $ 70.88 million |
Total Interest Expense | $ 27.33 million |
Net interest income | $ 43.55 million |
Provision for loan and lease losses | $ 0.95 million |
Total non interest income | $ 10.37 million |
Total non interest expense | $ 39.47 million |
Pre-tax Net Operating Income | $ 14.08 million |
Customer Reviews for IncredibleBank
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IncredibleBank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL CDBankWISCONSIN$50,00012 Month0.70%1.27x (National Avg. - 0.55%)$10,000-SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 2LOCAL CDOnline Bank-$50,0006 Month5.15%12.97x (National Avg. - 0.40%)$1,000-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555 - 3LOCAL CDOnline Bank-$50,00012 Month5.20%9.42x (National Avg. - 0.55%)$1,000-SCENARIO
Year Rate
5.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,600 1,820 2 52,600 2,735 1,915 3 55,335 2,877 2,014 4 58,213 3,027 2,119 5 61,240 3,184 2,229 6 64,424 3,350 2,345 7 67,774 3,524 2,467 8 71,298 3,708 2,595 9 75,006 3,900 2,730 10 78,906 4,103 2,872 11 83,009 4,316 3,022 12 87,326 4,541 3,179 13 91,867 4,777 3,344 14 96,644 5,025 3,518 15 101,669 5,287 3,701 16 106,956 5,562 3,893 17 112,518 5,851 4,096 18 118,369 6,155 4,309 19 124,524 6,475 4,533 20 130,999 6,812 4,768 TOTAL $87,811 $61,468
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