International Bank of Commerce
114909505
International Bank of Commerce is an FDIC insured institution headquartered at
1600 Fm 802, Brownsville, TX 78521.
Deposit Rates -
August 22, 2026
SAVINGS RATES
APY
MIN
Savings
0.08% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.20% $10,000
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6 Mo CD
0.35% $100,000
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12 Mo CD
0.25% $10,000
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12 Mo CD
0.50% $100,000
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18 Mo CD
0.25% $10,000
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18 Mo CD
0.60% $100,000
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24 Mo CD
0.35% $10,000
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24 Mo CD
0.65% $100,000
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30 Mo CD
0.40% $10,000
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30 Mo CD
0.75% $100,000
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36 Mo CD
0.50% $10,000
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36 Mo CD
0.75% $100,000
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48 Mo CD
0.50% $10,000
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48 Mo CD
0.75% $100,000
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MM RATES
APY
MIN
Money Market
0.08% $2,500
Compare
Money Market
0.08% $10,000
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Money Market
0.08% $25,000
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PREMM RATES
APY
MIN
Premium Money Market
0.08% $10,000
Compare
Premium Money Market
0.08% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.08% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 25679
Date Established
1984
Assets
$ 4.39 billion
Loans
$ 1,497.42 million
Deposits
$ 3.78 billion
Capital
$ 551.66 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 60.00 million
Interest-bearing balances
$ 0.01 million
Total securities
$ 1,981.79 million
Federal funds sold and reverse repurchase
$ 693.28 million
Net loans and leases
$ 1,497.42 million
Loan loss allowance
$ 29.46 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 16.93 million
Goodwill and other intangibles
$ 1.96 million
All other assets
$ 79.29 million
Total Assets $ 3.84 billion
LIABILITIES
Total deposits
$ 3.78 billion
Interest-bearing deposits
$ 2.46 billion
Deposits held in domestic offices
$ 3.78 billion
% insured (estimated)" 70.72%
Federal funds purchased and repurchase agreements
$ 22.69 million
Trading liabilities
N.A.
Other borrowed funds
$ 11.04 million
Subordinated debt
N.A.
All other liabilities
$ 25.36 millionn
Total Liabilities $ 3.84 billion
Shareholders’ Equity $ 551.66 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 203.35 million
Total Interest Expense
$ 59.59 million
Net interest income
$ 143.76 million
Provision for loan and lease losses
$ 8.04 million
Total non interest income
$ 50.48 million
Total non interest expense
$ 68.47 million
Pre-tax Net Operating Income
$ 33.54 million
Customer Reviews for International Bank of Commerce
Branches
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