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Iowa State Bank


Iowa State Bank is an FDIC insured institution headquartered at 100 N Main St, Clarksville, IA 50619.
It was founded in 1918 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - February 03, 2026

SAVINGS RATES APY MIN
SAV
0.56% $50 Compare
CD RATES APY MIN
CD
0.92% $1,000 Compare
6 Mo CD
0.78% $1,000 Compare
12 Mo CD
0.89% $1,000 Compare
18 Mo CD
0.89% $1,000 Compare
36 Mo CD
0.85% $3,000 Compare
48 Mo CD
1.08% $5,000 Compare
MM RATES APY MIN
Money Market
0.56% $1,000 Compare
Money Market
0.57% $10,000 Compare
Money Market
0.99% $50,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
0.00% $1
INT CHECKING RATES APY MIN
Int Ckg
0.28% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15947
Date Established 1918
Assets $ 371.07 million
Loans $ 264.12 million
Deposits $ 324.01 million
Capital $ 41.54 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 18.20 million
Interest-bearing balances $ 16.19 million
Total securities $ 79.27 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 264.12 million
Loan loss allowance $ 8.71 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 6.20 million
     Total Assets $ 329.53 million

LIABILITIES
Total deposits $ 324.01 million
      Interest-bearing deposits $ 295.43 million
      Deposits held in domestic offices $ 324.01 million
      % insured (estimated)" 84.31%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 5.25 million
Subordinated debt N.A.
All other liabilities $ 1.68 millionn
      Total Liabilities $ 329.53 million
      Shareholders’ Equity $ 41.54 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 16.10 million
Total Interest Expense $ 7.85 million
Net interest income $ 8.25 million
Provision for loan and lease losses $ 0.01 million
Total non interest income $ 0.68 million
Total non interest expense $ 4.24 million
Pre-tax Net Operating Income $ 2.41 million

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Branches

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Iowa State Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Iowa State Bank
    Bank
    IOWA
    $50,000
    N.A.
    0.56%
    2.49x (National Avg. - 0.23%)
    $50
    -
    SCENARIO
    Year Rate
    0.56%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 280 196
    2 50,280 282 197
    3 50,562 283 198
    4 50,845 285 199
    5 51,129 286 200
    6 51,416 288 202
    7 51,704 290 203
    8 51,993 291 204
    9 52,284 293 205
    10 52,577 294 206
    11 52,872 296 207
    12 53,168 298 208
    13 53,465 299 210
    14 53,765 301 211
    15 54,066 303 212
    16 54,369 304 213
    17 54,673 306 214
    18 54,979 308 216
    19 55,287 310 217
    20 55,597 311 218
    TOTAL $5,908 $4,136
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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