124100857
Ireland Bank is an FDIC insured institution headquartered at
33 Bannock St, Malad City, ID 83252.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.03% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.11% $10,000
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6 Mo CD
0.12% $100,000
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12 Mo CD
0.21% $10,000
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12 Mo CD
0.24% $100,000
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18 Mo CD
0.31% $10,000
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18 Mo CD
0.36% $100,000
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24 Mo CD
0.39% $10,000
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24 Mo CD
0.44% $100,000
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30 Mo CD
0.41% $10,000
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30 Mo CD
0.47% $100,000
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36 Mo CD
0.56% $10,000
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36 Mo CD
0.62% $100,000
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48 Mo CD
0.66% $10,000
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48 Mo CD
0.72% $100,000
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60 Mo CD
0.76% $10,000
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60 Mo CD
0.82% $100,000
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MM RATES
APY
MIN
Money Market
0.06% $2,500
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Money Market
0.06% $10,000
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Money Market
0.06% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.01% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 1237
Date Established
1892
Assets
$ 371.20 million
Loans
$ 184.07 million
Deposits
$ 325.10 million
Capital
$ 35.42 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 32.36 million
Interest-bearing balances
$ 30.21 million
Total securities
$ 139.36 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 184.07 million
Loan loss allowance
$ 2.48 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.22 million
All other assets
$ 13.27 million
Total Assets $ 335.78 million
LIABILITIES
Total deposits
$ 325.10 million
Interest-bearing deposits
$ 180.80 million
Deposits held in domestic offices
$ 325.10 million
% insured (estimated)" 78.50%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 3.08 million
Subordinated debt
N.A.
All other liabilities
$ 1.26 millionn
Total Liabilities $ 335.78 million
Shareholders’ Equity $ 35.42 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 17.46 million
Total Interest Expense
$ 3.50 million
Net interest income
$ 13.97 million
Provision for loan and lease losses
$ 0.21 million
Total non interest income
$ 1.84 million
Total non interest expense
$ 11.46 million
Pre-tax Net Operating Income
$ 1.28 million
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