Chase
Phone: 800 935 9935
ACH Number: 021000021
SWIFT Code: CHASUS33XXX
Chase is an FDIC insured institution headquartered at
1111 Polaris Pkwy, Columbus, OH 43240.
It was founded in
1824 and has approximately $2,147 billion in assets. Customers can open an account at one of its 5858 branches.
Deposit Rates - December 16, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.02% | $25,000 | Compare |
|
SAV
|
0.02% | $50,000 | Compare |
|
SAV
|
0.02% | $250,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
1.01% | $10,000 | Compare |
|
3 Mo CD
|
1.01% | $100,000 | Compare |
|
4 Mo CD
|
2.00% | $10,000 | Compare |
|
4 Mo CD
|
2.00% | $100,000 | Compare |
|
5 Mo CD
|
3.20% | $10,000 | Compare |
|
5 Mo CD
|
3.70% | $100,000 | Compare |
|
6 Mo CD
|
0.75% | $10,000 | Compare |
|
6 Mo CD
|
0.75% | $100,000 | Compare |
|
10 Mo CD
|
2.65% | $10,000 | Compare |
|
10 Mo CD
|
3.15% | $100,000 | Compare |
|
12 Mo CD
|
1.75% | $10,000 | Compare |
|
12 Mo CD
|
1.75% | $100,000 | Compare |
|
15 Mo CD
|
2.00% | $10,000 | Compare |
|
15 Mo CD
|
2.00% | $100,000 | Compare |
|
18 Mo CD
|
2.00% | $10,000 | Compare |
|
18 Mo CD
|
2.00% | $100,000 | Compare |
|
21 Mo CD
|
2.00% | $10,000 | Compare |
|
21 Mo CD
|
2.00% | $100,000 | Compare |
|
24 Mo CD
|
2.00% | $10,000 | Compare |
|
24 Mo CD
|
2.00% | $100,000 | Compare |
|
30 Mo CD
|
2.00% | $10,000 | Compare |
|
30 Mo CD
|
2.00% | $100,000 | Compare |
|
36 Mo CD
|
2.00% | $10,000 | Compare |
|
36 Mo CD
|
2.00% | $100,000 | Compare |
|
42 Mo CD
|
2.00% | $10,000 | Compare |
|
42 Mo CD
|
2.00% | $100,000 | Compare |
|
48 Mo CD
|
2.00% | $10,000 | Compare |
|
48 Mo CD
|
2.00% | $100,000 | Compare |
|
60 Mo CD
|
2.00% | $10,000 | Compare |
|
60 Mo CD
|
2.00% | $100,000 | Compare |
|
84 Mo CD
|
2.00% | $10,000 | Compare |
|
84 Mo CD
|
2.00% | $100,000 | Compare |
|
120 Mo CD
|
2.00% | $10,000 | Compare |
|
120 Mo CD
|
2.00% | $100,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $25,000 |
Loan Rates - December 16, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.65% | $2,075.51 |
|
7 Year Fixed Conforming
|
7.58% | $4,828.09 |
|
15 Year Fixed Conforming
|
6.30% | $2,722.00 |
|
30 Year Fixed Conforming
|
6.72% | $2,049.00 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.62% | $2,075.51 |
|
7 Year Adjustable Conforming
|
7.54% | $2,102.17 |
|
15 Year Fixed Conforming
|
6.91% | $2,831.71 |
|
30 Year Fixed Conforming
|
6.96% | $2,102.17 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
4 Year
|
3.59% | $559.90 |
|
5 Year
|
3.49% | $454.68 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 628 |
| Date Established | 1824 |
| Assets | $ 2,147.48 billion |
| Loans | $ 1,402.68 billion |
| Deposits | $ 2,147.48 billion |
| Capital | $ 322.81 billion |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 420.44 billion |
| Interest-bearing balances | $ 397.08 billion |
| Total securities | $ 746.84 billion |
| Federal funds sold and reverse repurchase | $ 391.16 billion |
| Net loans and leases | $ 1,402.68 billion |
| Loan loss allowance | $ 24.91 billion |
| Trading account assets | $ 528.54 billion |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 253.00 million |
| Goodwill and other intangibles | $ 50.45 billion |
| All other assets | $ 206.51 billion |
| Total Assets | $ 2,147.48 billion |
| LIABILITIES | |
| Total deposits | $ 2,147.48 billion |
| Interest-bearing deposits | $ 2,044.14 billion |
| Deposits held in domestic offices | $ 2,132.98 billion |
| % insured (estimated)" | 34.07% |
| Federal funds purchased and repurchase agreements | $ 218.10 billion |
| Trading liabilities | $ 145.14 billion |
| Other borrowed funds | $ 100.74 billion |
| Subordinated debt | N.A. |
| All other liabilities | $ 160.31 billionn |
| Total Liabilities | $ 2,147.48 billion |
| Shareholders’ Equity | N.A. |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 81.91 billion |
| Total Interest Expense | $ 34.05 billion |
| Net interest income | $ 47.86 billion |
| Provision for loan and lease losses | $ 6.12 billion |
| Total non interest income | $ 33.63 billion |
| Total non interest expense | $ 42.81 billion |
| Pre-tax Net Operating Income | $ 19.21 billion |
Customer Reviews for Chase (1)
Rated 3.00 stars out of 5 - based on 1 reviews
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Chase Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.0.02%0.09x (National Avg. - 0.23%)$25,000-SCENARIO
Year Rate
0.02%Annual
InterestAnnual Interest
(After Tax)1 50,000 10 7 2 50,010 10 7 3 50,020 10 7 4 50,030 10 7 5 50,040 10 7 6 50,050 10 7 7 50,060 10 7 8 50,070 10 7 9 50,080 10 7 10 50,090 10 7 11 50,100 10 7 12 50,110 10 7 13 50,120 10 7 14 50,130 10 7 15 50,140 10 7 16 50,150 10 7 17 50,160 10 7 18 50,170 10 7 19 50,180 10 7 20 50,190 10 7 TOTAL $200 $140 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
Yello?
September 8, 2022 |
When it comes down to it, Chase is the only branch bank you want to have anything to do with. It has tools, including a mobile app, that blow anything away, and its folks are well-trained to be helpful. I am Private Client but you don't need to be. Everything else is with online banks. I'll love to find a bank that doesn't have exposure to the carbon industry the same way, but I cannot.