ACH Number: 82908858
Legacy National Bank is an FDIC insured institution headquartered at
4055 W Sunset Ave, Springdale, AR 72762.
It was founded in
2005 and has approximately $1 billion in assets. Customers can open an account at one of its 5 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.15%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.60%
$10,000
Compare
6 Mo CD
0.60%
$100,000
Compare
12 Mo CD
0.80%
$10,000
Compare
12 Mo CD
0.80%
$100,000
Compare
18 Mo CD
0.85%
$10,000
Compare
18 Mo CD
0.85%
$100,000
Compare
24 Mo CD
0.90%
$10,000
Compare
24 Mo CD
0.90%
$100,000
Compare
36 Mo CD
0.95%
$10,000
Compare
36 Mo CD
0.95%
$100,000
Compare
48 Mo CD
0.95%
$10,000
Compare
48 Mo CD
0.95%
$100,000
Compare
60 Mo CD
0.95%
$10,000
Compare
60 Mo CD
0.95%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.40%
$2,500
Compare
Money Market
0.40%
$10,000
Compare
Money Market
0.50%
$25,000
Compare
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 57953
Date Established
2005
Assets
$ 1,175.80 million
Loans
$ 1,031.61 million
Deposits
$ 1,035.09 million
Capital
$ 107.46 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 33.64 million
Interest-bearing balances
$ 22.41 million
Total securities
$ 52.34 million
Federal funds sold and reverse repurchase
$ 1.25 million
Net loans and leases
$ 1,031.61 million
Loan loss allowance
$ 13.62 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.33 million
Goodwill and other intangibles
$ 5.60 million
All other assets
$ 25.98 million
Total Assets
$ 1,068.34 million
LIABILITIES
Total deposits
$ 1,035.09 million
Interest-bearing deposits
$ 811.74 million
Deposits held in domestic offices
$ 1,035.09 million
% insured (estimated)"
47.62%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 5.00 million
Subordinated debt
N.A.
All other liabilities
$ 2.84 millionn
Total Liabilities
$ 1,068.34 million
Shareholders’ Equity
$ 107.46 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 66.32 million
Total Interest Expense
$ 25.71 million
Net interest income
$ 40.61 million
Provision for loan and lease losses
$ 2.34 million
Total non interest income
$ 3.55 million
Total non interest expense
$ 27.07 million
Pre-tax Net Operating Income
$ 6.38 million
Customer Reviews for Legacy National Bank
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