Liberty Trust & Savings Bank


Liberty Trust & Savings Bank is an FDIC insured institution headquartered at 502 8th Ave, Durant, IA 52747.
It was founded in 1905 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - May 4, 2024

SAVINGS RATES APY MIN
Savings
0.15% $50 Compare
CD RATES APY MIN
6 Mo CD
0.25% $2,500 Compare
12 Mo CD
0.40% $500 Compare
Special: 13 Mo CD
0.85% $500 Compare
18 Mo CD
0.50% $500 Compare
24 Mo CD
0.65% $500 Compare
Special: 25 Mo CD
1.35% $500 Compare
30 Mo CD
0.75% $500 Compare
36 Mo CD
0.90% $500 Compare
48 Mo CD
1.20% $500 Compare
60 Mo CD
1.40% $500 Compare
MM RATES APY MIN
Money Market
0.20% $1,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $500

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10121
Date Established 1905
Assets $ 165.18 million
Loans $ 91.41 million
Deposits $ 133.43 million
Capital $ 31.29 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 8.44 million
Interest-bearing balances $ 2.29 million
Total securities $ 56.22 million
Federal funds sold and reverse repurchase $ 2.00 million
Net loans and leases $ 91.41 million
Loan loss allowance $ 1.43 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 5.83 million
     Total Assets $ 133.89 million

LIABILITIES
Total deposits $ 133.43 million
      Interest-bearing deposits $ 98.52 million
      Deposits held in domestic offices $ 133.43 million
      % insured (estimated) 80.47%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.38 millionn
      Total Liabilities $ 133.89 million
      Shareholders’ Equity $ 31.29 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 6.07 million
Total Interest Expense $ 1.13 million
Net interest income $ 4.94 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.36 million
Total non interest expense $ 3.16 million
Pre-tax Net Operating Income $ 1.26 million

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Branches

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Liberty Trust & Savings Bank Locations