Mahopac Bank
Our records indicate that this bank has been acquired by Tompkins Community Bank.
Mahopac Bank is an FDIC insured institution headquartered at
630 Route 6, Mahopac, NY 10541.
It was founded in
1927 and has approximately $2 billion in assets. Customers can open an account at one of its 15 branches.
Deposit Rates - March 25, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
12 Mo CD
|
0.20% | $1,000 | Compare |
|
Special: 14 Mo CD
|
0.65% | $1,000 | Compare |
|
18 Mo CD
|
0.20% | $1,000 | Compare |
|
24 Mo CD
|
0.25% | $1,000 | Compare |
|
36 Mo CD
|
0.25% | $1,000 | Compare |
|
48 Mo CD
|
0.30% | $10,000 | Compare |
|
60 Mo CD
|
0.35% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.20% | $2,500 | Compare |
|
Money Market
|
0.20% | $10,000 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Special: 14 Mo FIRA
|
0.65% | $1,000 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.15% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.03% | $1 |
|
Int Ckg
|
0.03% | $2,500 |
Loan Rates - March 25, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
7.61% | $2,103.24 |
|
7 Year Adjustable Conforming
|
7.63% | $2,103.24 |
|
15 Year Fixed Jumbo
|
6.53% | $2,787.54 |
|
15 Year Fixed Conforming
|
6.56% | $2,787.54 |
|
20 Year Fixed Jumbo
|
7.02% | $2,480.96 |
|
20 Year Fixed Conforming
|
7.05% | $2,480.96 |
|
30 Year Fixed Jumbo
|
7.02% | $2,128.97 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Conforming
|
7.03% | $2,128.97 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
7.61% | $2,103.24 |
|
7 Year Adjustable Conforming
|
7.63% | $2,103.24 |
|
15 Year Fixed Jumbo
|
6.53% | $2,787.54 |
|
15 Year Fixed Conforming
|
6.56% | $2,787.54 |
|
20 Year Fixed Jumbo
|
7.02% | $2,480.96 |
|
20 Year Fixed Conforming
|
7.05% | $2,480.96 |
|
30 Year Fixed Jumbo
|
7.02% | $2,128.97 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Conforming
|
7.03% | $2,128.97 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 7153 |
| Date Established | 1927 |
| Assets | $ 1,663.91 million |
| Loans | $ 1,086.67 million |
| Deposits | $ 1,323.43 million |
| Capital | $ 146.70 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 12.87 million |
| Interest-bearing balances | $ 6.90 million |
| Total securities | $ 380.08 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,086.67 million |
| Loan loss allowance | $ 9.07 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 23.75 million |
| All other assets | $ 25.82 million |
| Total Assets | $ 1,404.51 million |
| LIABILITIES | |
| Total deposits | $ 1,323.43 million |
| Interest-bearing deposits | $ 806.91 million |
| Deposits held in domestic offices | $ 1,323.43 million |
| % insured (estimated)" | 56.29% |
| Federal funds purchased and repurchase agreements | $ 33.00 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 30.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 18.08 millionn |
| Total Liabilities | $ 1,404.51 million |
| Shareholders’ Equity | $ 259.40 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 51.19 million |
| Total Interest Expense | $ 2.37 million |
| Net interest income | $ 48.82 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 4.25 million |
| Total non interest expense | $ 32.17 million |
| Pre-tax Net Operating Income | $ 22.89 million |
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