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MainStreet Bank

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MainStreet Bank is an FDIC insured institution headquartered at 10089 Fairfax Blvd, Fairfax, VA 22030.
It was founded in 2004 and has approximately $2 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - August 18, 2026

SAVINGS RATES	APY	MIN
	0.75%	$1	Compare

CD RATES	APY	MIN
6 Mo CD	0.75%	$500	Compare
12 Mo CD	0.80%	$500	Compare
24 Mo CD	0.80%	$500	Compare
36 Mo CD	0.80%	$500	Compare
48 Mo CD	0.95%	$500	Compare
60 Mo CD	1.05%	$500	Compare

MM RATES	APY	MIN
Money Market	0.10%	$1	Compare
Money Market	0.20%	$25,000	Compare

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 57742
Date Established	2004
Assets	$ 2.21 billion
Loans	$ 1,841.83 million
Deposits	$ 1,902.25 million
Capital	$ 282.64 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 162.76 million
Interest-bearing balances	$ 133.13 million
Total securities	$ 70.75 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 1,841.83 million
Loan loss allowance	$ 19.31 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 1.70 million
Goodwill and other intangibles	N.A.
All other assets	$ 95.14 million
Total Assets	$ 1,926.40 million

LIABILITIES
Total deposits	$ 1,902.25 million
Interest-bearing deposits	$ 1,524.09 million
Deposits held in domestic offices	$ 1,902.25 million
% insured (estimated)"	71.76%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 34.06 millionn
Total Liabilities	$ 1,926.40 million
Shareholders’ Equity	$ 282.64 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 131.59 million
Total Interest Expense	$ 58.84 million
Net interest income	$ 72.75 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 3.65 million
Total non interest expense	$ 54.44 million
Pre-tax Net Operating Income	$ 15.29 million

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Branches

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