MainStreet Bank
For information concerning MainStreet Bank online bank, please click here .
MainStreet Bank is an FDIC insured institution headquartered at
10089 Fairfax Blvd, Fairfax, VA 22030.
It was founded in
2004 and has approximately $2 billion in assets. Customers can open an account at one of its 5 branches.
Deposit Rates - December 06, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
|
0.75% | $1 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.75% | $500 | Compare |
|
12 Mo CD
|
0.80% | $500 | Compare |
|
24 Mo CD
|
0.80% | $500 | Compare |
|
36 Mo CD
|
0.80% | $500 | Compare |
|
48 Mo CD
|
0.95% | $500 | Compare |
|
60 Mo CD
|
1.05% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $1 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
Featured Home Equity Rates
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.864% $1,868 Fees & Points $3,969 Total
0.617 Pts ($1,974)
$1,995 Fees -
PenFed Credit Union
NMLS ID: 4018226.174% $1,919 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57742 |
| Date Established | 2004 |
| Assets | $ 2.11 billion |
| Loans | $ 1,767.43 million |
| Deposits | $ 1,803.70 million |
| Capital | $ 274.89 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 133.28 million |
| Interest-bearing balances | $ 107.26 million |
| Total securities | $ 67.98 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,767.43 million |
| Loan loss allowance | $ 19.06 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 95.14 million |
| Total Assets | $ 1,833.88 million |
| LIABILITIES | |
| Total deposits | $ 1,803.70 million |
| Interest-bearing deposits | $ 1,471.60 million |
| Deposits held in domestic offices | $ 1,803.70 million |
| % insured (estimated)" | 74.16% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 34.06 millionn |
| Total Liabilities | $ 1,833.88 million |
| Shareholders’ Equity | $ 274.89 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 67.25 million |
| Total Interest Expense | $ 30.34 million |
| Net interest income | $ 36.91 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 1.77 million |
| Total non interest expense | $ 28.96 million |
| Pre-tax Net Operating Income | $ 15.29 million |
Customer Reviews for MainStreet Bank
Branches
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MainStreet Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBankVIRGINIA$50,000N.A.0.75%3.32x (National Avg. - 0.23%)$1-SCENARIO
Year Rate
0.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 375 263 2 50,375 378 264 3 50,753 381 266 4 51,133 384 268 5 51,517 386 270 6 51,903 389 272 7 52,293 392 275 8 52,685 395 277 9 53,080 398 279 10 53,478 401 281 11 53,879 404 283 12 54,283 407 285 13 54,690 410 287 14 55,101 413 289 15 55,514 416 291 16 55,930 419 294 17 56,350 423 296 18 56,772 426 298 19 57,198 429 300 20 57,627 432 303 TOTAL $8,059 $5,641 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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