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MainStreet Bank

For information concerning MainStreet Bank online bank, please click here .

MainStreet Bank is an FDIC insured institution headquartered at 10089 Fairfax Blvd, Fairfax, VA 22030.
It was founded in 2004 and has approximately $2 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - July 10, 2025

SAVINGS RATES APY MIN
0.75% $1 Compare
CD RATES APY MIN
6 Mo CD
0.75% $500 Compare
12 Mo CD
0.80% $500 Compare
24 Mo CD
0.80% $500 Compare
36 Mo CD
0.80% $500 Compare
48 Mo CD
0.95% $500 Compare
60 Mo CD
1.05% $500 Compare
MM RATES APY MIN
Money Market
0.10% $1 Compare
Money Market
0.20% $25,000 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57742
Date Established 2004
Assets $ 2.22 billion
Loans $ 1,810.56 million
Deposits $ 1,913.15 million
Capital $ 269.14 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 207.71 million
Interest-bearing balances $ 182.60 million
Total securities $ 69.32 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,810.56 million
Loan loss allowance $ 19.45 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 95.14 million
     Total Assets $ 1,950.42 million

LIABILITIES
Total deposits $ 1,913.15 million
      Interest-bearing deposits $ 1,584.48 million
      Deposits held in domestic offices $ 1,913.15 million
      % insured (estimated)" 77.48%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 34.06 millionn
      Total Liabilities $ 1,950.42 million
      Shareholders’ Equity $ 269.14 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 134.62 million
Total Interest Expense $ 68.79 million
Net interest income $ 65.83 million
Provision for loan and lease losses $ 6.76 million
Total non interest income $ 3.30 million
Total non interest expense $ 72.86 million
Pre-tax Net Operating Income $ 15.29 million

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